1106 N 5th St, Festus, MO 63028 Property Records

Jefferson County property record for 1106 N 5th St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,196 sqft · built 1955
Lot Size	0.217 acres (9,453 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Apr 2019)
Tax Bill	$916 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`193.006.03019004`

Property Details

APN / Parcel Number

Primary APN	`193.006.03019004`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	9,453 sqft (0.217 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Porch	Stoop
Porch Area	107 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1106 N 5TH ST
City	FESTUS
State	MO
Zip	63028-1632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	HARTSHORN ACRES PT LOT 1 BLOCK 2
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	HARTSHORN
Legal Block	2
Legal Lot Number	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1013
Census Tract	700801

Owner

1106 N 5th St is owned and occupied by two individuals who bought it in April 2019.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1106 N 5TH ST, FESTUS, MO 63028-1632
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 15, 2019	Quit Claim Deed, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2019 · Amount on File
Deed Sale	Apr 15, 2019 · Amount on File
Prior Sale	Oct 9, 2009 · Amount on File
Deed Document Number	201910033
Prior Transfer Date	Sep 15, 2010
Prior Transfer Doc	0000031282
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	1106 N 5TH ST, FESTUS, MO 63028-1632
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 N 5TH ST, FESTUS, MO 63028-1632

Mortgage

Document Number	0000014148
Date	Apr 26, 2022
Instrument	2022R-014148

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

April 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 15, 2019
Property Address	1106 N 5TH ST, FESTUS, MO 63028-1632
Document Number	0000010033
Instrument Date	Mar 25, 2019
Instrument	10033
Transaction Type	Mortgage
Record Updated	May 1, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1106 N 5TH ST FESTUS MO 630281632, FESTUS, MO 63028-1632

Mortgage

Document Number	10034
Date	Apr 15, 2019
Instrument	10034

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, MO 64105-2157

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1106 N 5th St was $916, up 3.2% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,700 (-) Land $1,800 Building $14,900	$87,900 (-) Land $9,400 Building $78,500
2025	$916.00 (+3.15%)	$16,700 Land $1,800 Building $14,900	$87,900 (-) Land $9,400 Building $78,500
2024	$888.00 (+0.45%)		$87,900 (+6.67%) Land $9,400 Building $78,500
2023	$884.00	$15,700 Land $1,800 Building $13,900	$82,400 Land $9,400 Building $73,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1106 N 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1106 N 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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