1106 Montego Way, Placentia, CA 92870 Property Records

Orange County property record for 1106 Montego Way, Placentia, CA 92870

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,894 sqft · built 1994
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,500 (Mar 1995)
Tax Bill	$5,202 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jan 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`340-571-09`

Property Details

APN / Parcel Number

Primary APN	`340-571-09`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,894 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	5,100 sqft (0.117 acres)
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1106 MONTEGO WAY
City	PLACENTIA
State	CA
Zip	92870-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12862 BLK LOT 12
Legal Subdivision	TRACT NO. 12862
Legal Tract	12862
Legal Lot Number	12
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1006
Census Tract	11716

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1106 MONTEGO WAY, PLACENTIA, CA 92870-4222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Deed of Trust, Mortgage · Line of Credit LOS ANGELES POLICE FCU
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 1995 · Amount on Record
Deed Sale	Mar 17, 1995 · Amount on Record
Deed Document Number	1995107960
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1106 MONTEGO WAY, PLACENTIA, CA 92870-4222
Transaction Type	Mortgage
Record Updated	Feb 5, 2024
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015419
Date	Jan 24, 2024
Instrument	2024000015419

Lender

Name	LOS ANGELES POLICE FCU
Type	Credit Union
Address	VAN NUYS, CA 91406

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1106 MONTEGO WAY, PLACENTIA, CA 92870-4222
Document Number	0000017577
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1106 MONTEGO WAY PLACENTIA CA 928704222, PLACENTIA, CA 92870-4222

Mortgage

Document Number	0000017577
Date	Jan 15, 2020
Instrument	17577

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 14, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Placentia City
Unified School District	Placentia-Yorba Linda Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$399,467 (+2%) Land $64,002 Building $335,465
2025	$5,202.00 (+5.26%) Homeowner's exemption	$391,635 (+4.04%) Land $62,747 Building $328,888
2023	$4,942.00 (+1.85%) Homeowner's exemption	$376,428 Land $60,310 Building $316,118
2022	$4,852.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Dec 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - PLACENTIA/YORBA LINDA private · serves 50,804 people · EPA ID CA3010035
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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