1106 Cornwall Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1106 Cornwall Ave, Waterloo, IA 50702 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1948
Square Footage	1,175 sqft Living Area
Lot Size	6,300 sqft (0.145 acres)
Occupancy	Owner Occupied
Last Sale	$175,000 (2024)
Tax Bill	$3,180.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-35-429-002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	4 Partial Baths
Total Rooms	5 Rooms
Building Area	1,175 sqft Living Area
1st Floor	810 sqft 1st Floor
Attic Area	365 sqft Attic
Attic	1 Attic
Basement Area	810 sqft Basement
Finished Basement	300 sqft Finished
Unfinished Basement	810 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	6,300 sqft (0.145 acres)
Depth X Width	126 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	608 sqft Garage
Patio Area	180 sqft Patio
Porch	1 Porch
Porch Area	140 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	1106 CORNWALL AVE
City	WATERLOO
State	IA
Zip	50702-4041
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LIBERTY ADDITION LOT 2 BLK 10
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	LIBERTY ADDITION
Legal Block	10
Legal Lot Number	2
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	2
Census Block	2003
Census Tract	1200

Owner

Source: Black Hawk County records · APN 8913-35-429-002

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1106 CORNWALL AVE, WATERLOO, IA 50702-4041
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 28, 2024 · Amount on Record
Deed Sale	May 28, 2024 · Amount on Record
Prior Sale	Mar 21, 2016 · Amount on Record
Deed Doc Number	202414822
Record Refreshed	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 28, 2024
Property Address	1106 CORNWALL AVE, WATERLOO, IA 50702-4041
Document Number	202400014822
Instrument Date	May 17, 2024
Instrument	202400014822
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$279.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 CORNWALL AVE, WATERLOO, IA 50702-4041

Mortgage

Document Number	0202414823
Date	May 28, 2024
Instrument	2024-14823

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jun 01, 2031
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	1-Year CMT
Max Rate	12.1%

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,180.00 Homeowner's exemption	$170,030 (+8.43%) Land $16,980 Building $153,050	$170,030 (+8.43%) Land $16,980 Building $153,050
2024	$3,180.00 (+35.32%)
2023		$156,810 (+35.37%) Land $16,980 Building $139,830	$156,810 (+35.37%) Land $16,980 Building $139,830
2022	$2,350.00 Homeowner's exemption	$115,840 Land $16,980 Building $98,860
2021			$115,840 Land $16,980 Building $98,860

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 1% of the US · above 9% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.