1106 Colonial Dr, Machesney Park, IL 61115 Property Records

Winnebago County property record for 1106 Colonial Dr, Machesney Park, IL 61115

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 870 sqft · built 1959
Lot Size	0.175 acres (7,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Nov 2025)
Tax Bill	$2,872 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-31-428-028`

Property Details

APN / Parcel Number

Primary APN	`08-31-428-028`
Alternative APNs	`831428028` `139D156`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	870 sqft Living Area
1st Floor Area	870 sqft
Basement Area	870 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Concrete
Roof Material	Asphalt
Lot Area	7,640 sqft (0.175 acres)
Lot Dimensions	131 ft deep x 60 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	1106 COLONIAL DR
City	MACHESNEY PARK
State	IL
Zip	61115-3806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH PARK EAST 4TH SUB BNG PT SE 1/4SEC 31-45-2 W 1/2 LOT 015 BLOCK 016
Legal Range	2
Legal Township	45
Legal Section	31
Legal Subdivision	NORTH PARK EAST 4TH SUB
Legal Block	016
Legal Lot Number	015
Jurisdiction	WINNEBAGO IL
Township / Civil Division	HARLEM
Census Block Group	2
Census Block	2009
Census Tract	104

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1106 COLONIAL DR, MACHESNEY PARK, IL 61115-3806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 29, 2021	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Oct 3, 2018	Warranty Deed, Transfer · Conventional with PMI ENVOY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Aug 13, 2025 · Amount on Record
Deed Document Number	202530096
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 17, 2025
Property Address	1106 COLONIAL DR, MACHESNEY PARK, IL 61115-3806
Document Number	0000030096
Map Reference	PB 18 PG 48
Instrument Date	Nov 7, 2025
Instrument	2530096
Transaction Type	Transfer
Record Updated	Dec 10, 2025
Title Company	TULSA ABSTRACT AND TITLE COMPANY, TUA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1106 COLONIAL DR, MACHESNEY PARK, IL 61115-3806

Mortgage

Document Number	0000030097
Date	Nov 17, 2025
Instrument	2530097

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.63%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 29, 2021
Property Address	1106 COLONIAL DR, MACHESNEY PARK, IL 61115-3806
Document Number	0000026643
Map Reference	PB 18 PG 48
Instrument Date	Jul 27, 2021
Instrument	2126643
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 COLONIAL DR, MACHESNEY PARK, IL 61115-3806

Mortgage

Document Number	0000026644
Date	Jul 29, 2021
Instrument	2126644

Lender

Name	ENVOY MORTGAGE LTD

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate	3.63%

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Oct 3, 2018
Property Address	1106 COLONIAL DR, MACHESNEY PARK, IL 61115-3806
Document Number	0001028643
Instrument Date	Sep 28, 2018
Instrument	1028643
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 COLONIAL DR MACHESNEY PARK IL 611153806, MACHESNEY PARK, IL 61115-3806

Mortgage

Document Number	1028644
Date	Oct 3, 2018
Instrument	1028644

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2048

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Harlem Township
Municipality	Machesney Park Village
Unified School District	Harlem Unit School District 122 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,872.00 (+7.73%)	$43,426 (+9.96%) Land $5,224 Building $38,202	$130,278 (+9.96%) Land $15,672 Building $114,606
2024	$2,666.00 Homeowner's exemption	$39,493 (+23.46%) Land $4,751 Building $34,742	$118,479 (+23.46%) Land $14,253 Building $104,226
2022	Homeowner's exemption	$31,989 Land $3,848 Building $28,141	$95,967 Land $11,544 Building $84,423

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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