Cullman County property record for 1106 Co Rd 1650, Cullman, AL 35058
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,900 sqft · built 2020 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Jun 2026) |
| Tax Bill | $1,347 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03-08-0-001-024.011 |
| Primary APN | 15-03-08-0-001-024.011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,900 sqft Base Area |
| 1st Floor Area | 1,900 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 26,136 sqft (0.6 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 226158 |
|---|---|
| Street Address | 1106 COUNTY ROAD 1650 |
| City | CULLMAN |
| State | AL |
| Zip | 35058-7845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 DUCK RIVER ESTATES 2020/45 8/T10/R1 |
| Legal Subdivision | DUCK RIVER ESTATES |
| Legal Lot Number | 6 |
| Jurisdiction | CULLMAN AL |
| Township / Civil Division | HOLLY POND |
| Census Block Group | 2 |
| Census Block | 2050 |
| Census Tract | 965300 |
Source: Cullman County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1106 COUNTY ROAD 1650, CULLMAN, AL 35058-7845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2026 · Amount on Record |
| Deed Sale | Jun 5, 2026 · Amount on Record |
| Prior Sale | Feb 24, 2022 · Amount on Record |
| Deed Book / Page | 784 / 272 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULLMAN AL |
| Recording Date | Jun 5, 2026 |
| Property Address | 1106 COUNTY ROAD 1650, CULLMAN, AL 35058-7845 |
| Document Number | 0784000272 |
| Book / Page | 784 / 272 |
| Instrument Date | May 27, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35,350.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1106 COUNTY ROAD 1650, CULLMAN, AL 35058-7845 |
| Investor | Possibly a Property Investor |
| Document Number | 0415000077, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 415/77 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Cullman County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cullman County |
| Unified School District | Cullman County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,347.00 | $51,820 (+122.4%) | $259,100 (+11.25%) Land $23,200 Building $235,900 |
| 2023 | Homeowner's exemption | $23,300 | $232,900 Land $21,000 Building $211,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 53% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sprout Fiber Internet Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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