St. Joseph County property record for 1106 5th St, Three Rivers, MI 49093
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,076 sqft · built 1900 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Trust Name on File |
| Last Sale | $40,000 (Apr 2014) |
| Tax Bill | $1,893 (2025) |
| Deeds & Mortgages | Oct 2018 Line of Credit Jan 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-245-298-00 |
| Primary APN | 051-245-298-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,076 sqft Living Area |
| 1st Floor Area | 764 sqft |
| Basement Area | 416 sqft |
| Unfinished Basement | 416 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 140 ft deep x 60 ft wide |
| Garage Area | 960 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1106 5TH ST |
|---|---|
| City | THREE RIVERS |
| State | MI |
| Zip | 49093-1820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 9 BLK 76 VIL OF LOCKPORT CITY OF 3 RIVERS. |
| Legal Subdivision | VIL OF LOCKPORT CITY |
| Legal Block | 76 |
| Legal Lot Number | 9 |
| Jurisdiction | ST JOSEPH MI |
| Township / Civil Division | THREE RIVERS |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 40200 |
1106 5th St is held in a trust since April 2014.
Source: St. Joseph County records, as of July 24, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | PO BOX 71, JONES, MI 49061-0071 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 26, 2018 | Deed of Trust, Mortgage · Line of Credit GW JONES EXCHANGE BANK |
| Jan 18, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 11, 2014 · Amount on File |
| Deed Sale | Apr 11, 2014 · Amount on File |
| Prior Sale | Jan 2, 2007 · Amount on File |
| Deed Book / Page | 1740 / 674 |
| Prior Transfer Date | Dec 22, 2006 |
| Prior Transfer Doc | 1414/0933 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Property Address | 1106 5TH ST, THREE RIVERS, MI 49093-1820 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1936/0495 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 1936/0495 |
| Name | GW JONES EXCHANGE BANK |
|---|---|
| Type | Private Party |
| Address | 115 W MAIN ST, MARCELLUS, MI 49067 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 19, 2033 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOSEPH MI |
| Recording Date | Jan 18, 2019 |
| Property Address | 1106 5TH ST, THREE RIVERS, MI 49093-1820 |
| Document Number | 1945/0976 |
| Book / Page | 1945 / 0976 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 71, JONES, MI 49061-0071 |
The 2025 property tax bill for 1106 5th St was $1,893.
Source: St. Joseph County assessment roll, as of July 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Joseph County |
| Municipality | Three Rivers City |
| Unified School District | Three Rivers Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,900 (-1.58%) Land $3,500 Building $52,400 | $111,800 (-1.58%) Land $7,000 Building $104,800 | |
| 2025 | $1,893.00 | $56,800 Land $3,400 Building $53,400 | $113,600 Land $6,800 Building $106,800 |
| 2023 | $39,900 Land $2,300 Building $37,600 | $79,800 Land $4,600 Building $75,200 | |
| 2022 | $1,667.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1106 5th St in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 46 (1982–2018) |
| Claims Outside the SFHA | 2 of 46 |
| Most Recent Claim | Feb 2018 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1106 5th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE RIVERS serves 7,905 people · EPA ID MI0006610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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