11054 Suspense Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 11054 Suspense Dr, Winter Garden, FL 34787

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,518 sqft · built 2018
Lot Size	0.71 acres (3,075 sqft)
Owner	2 Individual Names on File
Last Sale	$232,100 (May 2018)
Tax Bill	$3,718 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-24-27-7172-00-860`

Property Details

APN / Parcel Number

Primary APN	`17-24-27-7172-00-860`
Alternative APNs	`272417717200860` `166255` `167614` `170252`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,518 sqft Living Area
Gross Area	2,174 sqft
1st Floor Area	850 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,075 sqft (0.71 acres)
Garage Type	Detached
Garage Area	420 sqft
Porch	Slab
Porch Area	54 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11054 SUSPENSE DR
City	WINTER GARDEN
State	FL
Zip	34787-1752
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P-D
Legal Description	STOREY GROVE PHASE 1B-1 90/144 LOT 86
Legal Range	27E
Legal Township	24S
Legal Section	17
Legal Subdivision	STOREY GROVE PH 1B-1
Legal Phase	1B-1
Legal Lot Number	86
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1097
Census Tract	17111

Owner

11054 Suspense Dr, a townhouse, is owned and occupied by two individuals who bought it in May 2018.

Source: Orange County records, as of May 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11054 SUSPENSE DR, WINTER GARDEN, FL 34787-1752
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 29, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Deed Document Number	2018317090
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11054 SUSPENSE DR, WINTER GARDEN, FL 34787-1752
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000786619
Date	Dec 16, 2019
Instrument	20190786619

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	344 Months
Due	Aug 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11054 SUSPENSE DR, WINTER GARDEN, FL 34787-1752
Transaction Type	Mortgage
Record Updated	Jan 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11054 SUSPENSE DR, WINTER GARDEN, FL 34787-1752

Mortgage

Document Number	0000225380
Date	Apr 15, 2021
Instrument	20210225380

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	330 Months
Due	Oct 1, 2048

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11054 SUSPENSE DR, WINTER GARDEN, FL 34787-1752
Transaction Type	Mortgage
Record Updated	May 4, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11054 SUSPENSE DR, WINTER GARDEN, FL 34787-1752

Mortgage

Document Number	20210225380
Date	Apr 15, 2021
Instrument	20210225380

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	330 Months
Due	Oct 1, 2048

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 29, 2018
Property Address	11054 SUSPENSE DR, WINTER GARDEN, FL 34787-1752
Document Number	0000317090
Map Reference	MB 90 PG 144
Instrument Date	May 24, 2018
Instrument	20180317090
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,624.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6750 FORUM DR STE 310, 6750, ORLANDO, FL 32821-8088

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11054 SUSPENSE DR, WINTER GARDEN, FL 34787-1752

Mortgage

Document Number	0000317091
Date	May 29, 2018
Instrument	20180317091

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 11054 Suspense Dr was $3,718, up 5.4% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,126 (+2.7%)	$333,910 (-1.12%) Land $75,000 Building $258,910
2025	$3,718.00 (+5.39%) Homeowner's exemption	$233,813	$337,700 Land $75,000 Building $262,700
2024	$3,528.00 (+6.91%)
2023	$3,300.00 (+6.28%) Homeowner's exemption	$220,606 (+3%)	$288,151 (+9.79%) Land $65,000 Building $223,151
2022	$3,105.00 Homeowner's exemption	$214,181	$262,460 Land $75,000 Building $187,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11054 Suspense Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 269 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	269 in force
Nearby Flood Claims	4 (2014–2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11054 Suspense Dr is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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