Hernando County property record for 11054 Montcalm Rd, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,722 sqft · built 2005 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,750 (Apr 2017) |
| Tax Bill | $1,464 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5170-1127-0170 |
| Primary APN | R32-323-17-5170-1127-0170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,722 sqft Living Area |
| 1st Floor Area | 1,722 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 235 sqft |
| Patio Area | 198 sqft |
| Utility Building | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00621802 |
|---|---|
| Street Address | 11054 MONTCALM RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-3228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 17 BLK 1127 LOT 17 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 07 |
| Legal Subdivision | SPRING HILL UNIT 17 |
| Legal Block | 1127 |
| Legal Lot Number | 17 |
| Legal Unit | 17 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 41004 |
11054 Montcalm Rd is owned and occupied by an individual who bought it in April 2017.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 11054 MONTCALM RD, SPRING HILL, FL 34608-3228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 18, 2017 | Warranty Deed, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2017 · Amount on File |
| Deed Sale | Apr 18, 2017 · Amount on File |
| Prior Sale | Sep 19, 2005 · Amount on File |
| Deed Document Number | 2017021552 |
| Deed Book / Page | 3460 / 1166 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 11054 MONTCALM RD, SPRING HILL, FL 34608-3228 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11054 MONTCAIM RD, SPRING HILL, FL 34608-3228 |
| Document Number | 0042311475 |
|---|---|
| Date | Oct 19, 2022 |
| Book Page | 4231/1475 |
| Instrument | 2022076362 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 11054 MONTCALM RD, SPRING HILL, FL 34608-3228 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 11054 MONTCALM RD, SPRING HILL, FL 34608-3228 |
| Document Number | 0040610689 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 4061/689 |
| Instrument | 2021072262 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 309 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Apr 18, 2017 |
| Property Address | 11054 MONTCALM RD, SPRING HILL, FL 34608-3228 |
| Document Number | 0034601166 |
| Book / Page | 3460 / 1166 |
| Map Reference | MB9 PG31-46 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 2017021552 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | SOUTHERN SECURITY TITLE SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,041.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12288 KATHERWOOD ST, 12288, SPRING HILL, FL 34608-1526 |
| Name | Verified Name |
|---|---|
| Address | 11054 MONTCALM RD, SPRING HILL, FL 34608-3228 |
| Document Number | 0034601167 |
|---|---|
| Date | Apr 18, 2017 |
| Instrument | 3460/1167 |
| Name | VAN DYK MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 11054 Montcalm Rd was $1,464 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,464.00 Additional exemption filed | $142,013 | $263,270 Land $38,475 Building $224,795 |
| 2023 | $133,991 (+3.28%) Land $133,991 | ||
| 2022 | $1,434.00 Homeowner's exemption | $129,734 | $250,669 Land $34,200 Building $216,469 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11054 Montcalm Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11054 Montcalm Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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