11052 Bernice Ave, Saint Ann, MO 63074 Property Records

St. Louis County property record for 11052 Bernice Ave, Saint Ann, MO 63074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,452 sqft · built 1944
Lot Size	0.282 acres (12,284 sqft)
Owner	Individual Name on File
Last Sale	$109,900 (Mar 2011)
Tax Bill	$3,262 (2025)
Deeds & Mortgages	Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`13M-51-1290`

Property Details

APN / Parcel Number

Primary APN	`13M-51-1290`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
1st Floor Area	650 sqft

Exterior

Year Built	Built 1944
Effective Year Built	Effective 2011
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,284 sqft (0.282 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	60 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11052 BERNICE AVE
City	SAINT ANN
State	MO
Zip	63074-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	72R1
Legal Description	BERKLEY GARDEN HOMESITES LOTS 43 THRU 46
Legal Subdivision	BERKLEY GARDEN HOMESITES
Legal Block	6
Legal Lot Number	43-46
Jurisdiction	ST LOUIS MO
Township / Civil Division	AIRPORT
Census Block Group	1
Census Block	1017
Census Tract	214800

Owner

11052 Bernice Ave is owned and occupied by an individual who bought it in March 2011.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	11052 BERNICE AVE, SAINT ANN, MO 63074-2115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2011 · Amount on File
Deed Sale	Mar 22, 2011 · Amount on File
Prior Sale	Oct 15, 2009
Deed Document Number	2011700
Deed Book / Page	19408 / 1127
Prior Transfer Date	Mar 2, 2009
Prior Transfer Doc	0182531764
Record Updated	Oct 29, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MO
Property Address	11052 BERNICE AVE, SAINT ANN, MO 63074-2115
Document Number	0232821154
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11052 BERNICE AVE ST ANN MO 630742115, ST ANN, MO 63074-2115

Mortgage

Document Number	0232821154
Date	Nov 15, 2018
Book Page	023282/001154
Instrument	172

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2048

Interest

Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 11052 Bernice Ave was $3,262, up 11% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	St. Ann City
Unified School District	Pattonville R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,170 (-) Land $8,570 Building $26,600	$185,100 (-) Land $45,100 Building $140,000
2025	$3,262.00 (+10.95%)	$35,170 Land $8,570 Building $26,600	$185,100 Land $45,100 Building $140,000
2024	$2,940.00 (+1.24%)
2023	$2,904.00 (-3.23%)	$31,940 (+2.11%) Land $8,570 Building $23,370	$168,100 Land $45,100 Building $123,000
2022	$3,001.00	$31,280 Land $7,620 Building $23,660
2021			$164,600 Land $40,100 Building $124,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11052 Bernice Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1979–1986)
Most Recent Claim	Oct 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11052 Bernice Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20