1105 Wind Carved Ln, Monroe, NC 28110 Property Records

Union County property record for 1105 Wind Carved Ln, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,180 sqft · built 2005
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jan 2019)
Tax Bill	$2,812 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-345-253`

Property Details

APN / Parcel Number

Primary APN	`09-345-253`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,180 sqft Living Area
1st Floor Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Lot Area	10,629 sqft (0.244 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1105 WIND CARVED LN
City	MONROE
State	NC
Zip	28110-8097
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-12SU MON
Legal Description	#12 WINDY RIDGE PH1 OPCI632
Legal Subdivision	WINDY RIDGE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	2
Census Block	2000
Census Tract	20403

Owner

1105 Wind Carved Ln, a rural home, is owned and occupied by an individual who bought it in January 2019.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1105 WIND CARVED LN, MONROE, NC 28110-8097
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 23, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jan 22, 2019	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Sep 20, 2018	Grant Deed, Transfer ATTORNEY ONLY
May 31, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 22, 2019 · Amount on File
Deed Sale	Jan 22, 2019 · Amount on File
Prior Sale	Sep 20, 2018 · Amount on File
Deed Document Number	20191609
Deed Book / Page	7301 / 550
Prior Transfer Date	May 30, 2018
Prior Transfer Doc	7166565
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1105 WIND CARVED LN, MONROE, NC 28110-8097
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008384314
Date	Jan 27, 2022
Book Page	8384/314
Instrument	3402

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1105 WIND CARVED LN, MONROE, NC 28110-8097
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8035684
Date	Mar 23, 2021
Book Page	8035/684
Instrument	13419

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 22, 2019
Property Address	1105 WIND CARVED LN, MONROE, NC 28110-8097
Document Number	0007301550
Book / Page	7301 / 550
Map Reference	CAB H FILE 991
Instrument Date	Jan 22, 2019
Instrument	0001609
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	THE TITLE COMPANY OF NC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$420.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 DRAYTON HALL, 200, JACKSONVILLE, NC 28540-4528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 WIND CARVED LN, MONROE, NC 28110-8097

Mortgage

Document Number	0000001610
Date	Jan 22, 2019
Instrument	0001610

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Sep 20, 2018
Property Address	1105 WIND CARVED LN, MONROE, NC 28110-8097
Document Number	7237869
Book / Page	007237 / 000869
Instrument Date	Sep 13, 2018
Instrument	26636
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$336.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 DRAYTON HALL JACKSONVILLE NC 285404528, JACKSONVILLE, NC 28540-4528

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	May 31, 2018
Property Address	1105 WIND CARVED LN, MONROE, NC 28110-8097
Document Number	7166565
Book / Page	007166 / 000565
Instrument Date	May 15, 2018
Instrument	14722
Transaction Type	Foreclosure
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$369.50
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 WIND CARVED LN MONROE NC 281108097, MONROE, NC 28110-8097

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$321,700 (-) Land $72,000 Building $249,700	$321,700 (-) Land $72,000 Building $249,700
2025	$2,812.00 (+14.36%)	$321,700 (+42.66%) Land $72,000 Building $249,700	$321,700 (+42.66%) Land $72,000 Building $249,700
2023	$2,459.00	$225,500 Land $46,400 Building $179,100	$225,500 Land $46,400 Building $179,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1105 Wind Carved Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1105 Wind Carved Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

1105 Wind Carved Ln, Monroe, NC 28110 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

September 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2018: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Wind Carved Ln

Nearby Streets

Search Property Records by Address or Parcel Number