1105 W Ideal St, Duluth, MN 55811 Property Records

St. Louis County property record for 1105 W Ideal St, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,216 sqft · built 1941
Lot Size	0.35 acres (15,248 sqft)
Owner	2 Individual Names on Record
Last Sale	$97,500 (Sep 2022)
Tax Bill	$5,256 (2026)
Deeds & Mortgages	Jun 2023 Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-0530-01410`

Property Details

APN / Parcel Number

Primary APN	`010-0530-01410`
Alternative APNs	`1168756` `1137260` `546817`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,216 sqft Gross Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	15,248 sqft (0.35 acres)
Garage Area	672 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Deck Area	42 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1168756
Street Address	1105 W IDEAL ST
City	DULUTH
State	MN
Zip	55811-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 75 FT OF E 150 FT OF LOTS 13 AND 14 SERIAL #
Legal Subdivision	CITY HOME ACRES DULUTH
Legal Block	7
Legal Lot Number	13-14
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2015
Census Tract	302

Owner

Source: St. Louis County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1105 W IDEAL ST, DULUTH, MN 55811-4507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE
Sep 21, 2022	Affidavit of Death of Joint Tenant, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Sep 21, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	20221061504
Last Transfer Date	Oct 31, 2024
Transfer Doc	0001084563
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1105 W IDEAL ST, DULUTH, MN 55811-4507
Transaction Type	Mortgage
Record Updated	Jun 29, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001069104
Date	Jun 12, 2023
Instrument	1069104

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.85%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	3.85%
Max Rate At Change	7.85%
Index	1-Year T-Bill
Max Rate	10.8%

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Sep 21, 2022
Property Address	1105 W IDEAL ST, DULUTH, MN 55811-4507
Document Number	0001061503
Instrument Date	Sep 14, 2022
Instrument	1061503
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6649 ISLAND BEACH DR, DULUTH, MN 55803-9379
Mail Care Of	WILLIAM J MILLER

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 21, 2022
Property Address	1105 W IDEAL ST, DULUTH, MN 55811-4507
Document Number	0001061504
Instrument Date	Sep 13, 2022
Instrument	1061504
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$321.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6649 ISLAND BEACH DR, DULUTH, MN 55803-9379
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,256.00 (+350.77%) Homeowner's exemption
2025	$1,166.00 (-41.93%) Homeowner's exemption	$383,000 (+230.74%) Land $60,200 Building $322,800	$383,000 (+230.74%) Land $60,200 Building $322,800
2024	$2,008.00	$115,800 (-5.31%) Land $49,900 Building $65,900	$115,800 (-5.31%) Land $49,900 Building $65,900
2022		$122,300 Land $47,800 Building $74,500	$122,300 Land $47,800 Building $74,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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