1105 W Front St, Bloomington, IL 61701 Property Records

McLean County property record for 1105 W Front St, Bloomington, IL 61701

Property Summary

Property Type	Exempt (Full or Partial)
Details	14,858 sqft · built 1988
Lot Size	0.593 acres (25,820 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Mar 2024 Mortgage Mar 2024 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-05-410-006`

Property Details

APN / Parcel Number

Primary APN	`21-05-410-006`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	14,858 sqft Gross Area
1st Floor Area	6,188 sqft
Basement Area	8,670 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	25,820 sqft (0.593 acres)
Lot Dimensions	112 ft deep x 225 ft wide
View / Lot	Lake Front
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1105 W FRONT ST
City	BLOOMINGTON
State	IL
Zip	61701-4853
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LOEHRS ADD PT BLK 3- BEG SW COR, N120, E120, S8, E104, S112 TO S LN, W225 TO POB
Legal Subdivision	LOEHRS ADD
Legal Block	3
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2002
Census Tract	1500

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1105 W FRONT ST, BLOOMINGTON, IL 61701-4853
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Commercial Mortgage BANK OF PONTIAC
Mar 28, 2024	Deed of Trust, Mortgage · Construction Mortgage BANK OF PONTIAC
Mar 1, 2021	Deed of Trust, Mortgage · Line of Credit IAA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1105 W FRONT ST, BLOOMINGTON, IL 61701-4853
Transaction Type	Mortgage
Record Updated	Apr 5, 2024
Title Company	NOT AVAILABLE, FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400003628
Date	Mar 28, 2024
Instrument	2024-00003628

Lender

Name	BANK OF PONTIAC
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Mar 14, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1105 W FRONT ST, BLOOMINGTON, IL 61701-4853
Transaction Type	Mortgage
Record Updated	Apr 5, 2024
Title Company	NOT AVAILABLE, FTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400003629
Date	Mar 28, 2024
Instrument	2024-00003629

Lender

Name	BANK OF PONTIAC
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 14, 2025

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1105 W FRONT ST, BLOOMINGTON, IL 61701-4853
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	SERVION COMMERCIAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100004949
Date	Mar 1, 2021
Instrument	2021-00004949

Lender

Name	IAA CU
Type	Credit Union
Address	BLOOMINGTON, IL 61701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	35 Months
Due	Feb 19, 2024

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly
Min Rate At Change	4.25%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill
2024	Additional exemption filed

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 590 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

Nearby Properties on W Front St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures