Graham County property record for 1105 W 20th St, Safford, AZ 85546
| Property Type | Single Family Home |
|---|---|
| Details | 1,449 sqft · built 1980 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,039 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-06-018 |
| Primary APN | 103-06-018 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,449 sqft Living Area |
| 1st Floor Area | 1,449 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 284 sqft |
| Canopy | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1105 W 20TH ST |
|---|---|
| City | SAFFORD |
| State | AZ |
| Zip | 85546-3556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 144 AMENDED PLAT OF RAMADA ESTATES |
| Legal Range | 26E |
| Legal Township | 07S |
| Legal Section | 19 |
| Legal Subdivision | RAMADA ESTATES |
| Legal Lot Number | 144 |
| Jurisdiction | GRAHAM AZ |
| Township / Civil Division | SAFFORD |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 961400 |
1105 W 20th St is owned and occupied by an individual who acquired it in July 2020.
Source: Graham County records, as of May 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1105 W 20TH ST, SAFFORD, AZ 85546-3556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit ONEAZ CREDIT UNION |
| Jan 26, 2017 | Deed of Trust, Mortgage · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 24, 2020 |
| Transfer Doc | 0000003681 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAHAM AZ |
| Recording Date | Apr 28, 2026 |
| Property Address | 1105 W 20TH ST, SAFFORD, AZ 85546-3556 |
| Document Number | 0000001995 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 20261995 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 1105 W 20TH ST, SAFFORD, AZ 85546-3556 |
| Document Number | 0000001995, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 20261995 |
| Name | ONEAZ CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAHAM AZ |
| Property Address | 1105 W 20TH ST, SAFFORD, AZ 85546-3556 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SOURCE INC |
| Name | Verified Name |
|---|
| Document Number | 0000000337 |
|---|---|
| Date | Jan 26, 2017 |
| Instrument | 2017-00337 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | SAFFORD, AZ 85546 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Feb 1, 2027 |
The 2025 property tax bill for 1105 W 20th St was $1,039.
Source: Graham County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Graham County |
| Municipality | Safford City |
| Unified School District | Safford Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $177,427 Land $15,701 Building $161,726 | ||
| 2025 | $1,039.00 | $16,059 Land $1,570 Building $14,489 | $160,590 Land $15,701 Building $144,889 |
| 2023 | $894.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1105 W 20th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 29, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1105 W 20th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 71% of Arizona |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAFFORD serves 20,600 people · EPA ID AZ0405005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Fluoride resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected currently in violation since Nov 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Valley Telecom Group Fiber | 1,000 / 100 |
| Sparklight Cable | 1,000 / 50 |
May also be available: Bluespan Wireless, Verizon.
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