1105 Timberlane Rd, Chipley, FL 32428 Property Records

Washington County property record for 1105 Timberlane Rd, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,776 sqft · built 1986
Lot Size2.5 acres (108,900 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Jun 2025)
Tax Bill$3,223 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2025 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN000023870005

Property Details

APN / Parcel Number

Primary APN000023870005
Alternative APNs
  • 00000000-00-2387-0005
  • 23870005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,776 sqft Living Area
Gross Area3,280 sqft
1st Floor Area2,165 sqft
Basement Area462 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1998
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area108,900 sqft (2.5 acres)
Garage TypeCarport
Garage Area784 sqft
CarportCarport
Carport Area784 sqft
Pool Area648 sqft
PorchFinished/Open Porch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemForced Air with A/C

Location & Zoning

Street Address1105 TIMBERLANE RD
CityCHIPLEY
StateFL
Zip32428-4461
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description22 4 13 2.5 ORB 1339 P 880, BEG. AT SWC OF NW1/4,RUN N. 880, E.1485, FOR BEG, RUN N.220, E. 495, S. 220, W.495 TO POB. (ESMT IN ORB 90 P 388,393,395,397,399)
Legal Range13W
Legal Township04S
Legal Section22
Legal Block5
Legal Lot Number5
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group1
Census Block1004
Census Tract970102

Owner

Source: Washington County records, as of July 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3055 PIONEER RD, VERNON, FL 32462-3345
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION CREDIT UNION
Jun 18, 2025Warranty Deed, Transfer
NORTHWEST TITLE GROUP LLC
Apr 11, 2019Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
Nov 9, 2020Deed of Trust, Construction Loan · Construction Mortgage
FARM CREDIT SVCS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2025 · Amount on Record
Deed SaleJun 18, 2025 · Amount on Record
Deed Document Number20254287
Deed Book / Page1339 / 880
Last Transfer DateDec 18, 2025
Transfer Doc0000009084
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Recording DateJun 29, 2026
Property Address1105 TIMBERLANE RD, CHIPLEY, FL 32428-4461
Document Number0000004975
Book / Page1375 / 442
Instrument DateJun 23, 2026
Instrument20264975
Transaction TypeMortgage
Record UpdatedJul 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1105 TIMBERLANE RD, CHIPLEY, FL 32428-4461

Mortgage

Document Number0000004975,
DateJun 29, 2026
Book Page1375/442
Instrument20264975
Lender
NameUNION CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateJun 18, 2025
Property Address1105 TIMBERLANE RD, CHIPLEY, FL 32428-4461
Document Number0067004287
Book / Page1339 / 880
Instrument DateJun 17, 2025
Instrument202567004287
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyNORTHWEST TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$1,645.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7269 NEW YORK 5S, FORT PLAIN, NY 13339

Transferred To (Grantee/Buyer)

NameVerified Name
Address1218 PINEY GROVE RD, CHIPLEY, FL 32428-4050

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address1105 TIMBERLANE RD, CHIPLEY, FL 32428-4461
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067002730
DateApr 11, 2019
Book Page1142/0133
Instrument201967002730
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2034

November 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Recording DateNov 9, 2020
Property Address1105 TIMBERLANE RD, CHIPLEY, FL 32428-4461
Document Number0067007571
Book / Page001190 / 000577
Instrument DateNov 5, 2020
Instrument67007571
Transaction TypeConstruction Loan
Record UpdatedDec 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1105 TIMBERLANE RD CHIPLEY FL 324284461, CHIPLEY, FL 32428-4461

Mortgage

Document Number0067007571
DateNov 9, 2020
Book Page001190/000577
Instrument67007571
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressPO BOX 7000, MARIANNA, FL 32447-7000
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,223.00 (+149.84%)$232,753 (+70.33%) Land $21,250 Building $211,503$232,753 (+5%) Land $21,250 Building $211,503
2024$1,290.00 (+2.71%) Homeowner's exemption$136,649 (+3%)$221,667 (+8.56%) Land $18,750 Building $202,917
2023$1,256.00 (-13.38%) Homeowner's exemption$132,669 (-9.11%)$204,187 (+5.6%) Land $18,750 Building $185,437
2022$1,450.00 Homeowner's exemption$145,971$193,363 Land $15,500 Building $177,863

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1994–2020)
Most Recent ClaimSep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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