1105 Thomas Ave, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 1105 Thomas Ave, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,529 sqft · built 1940
Lot Size	0.351 acres (15,260 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Aug 2008)
Tax Bill	$1,929 (2023)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5613 33 9342`

Property Details

APN / Parcel Number

Primary APN	`5613 33 9342`
Alternative APNs	`04059 0004.000000` `59191`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,529 sqft Living Area
Gross Area	2,163 sqft
1st Floor Area	1,529 sqft
Basement Area	450 sqft
Unfinished Basement	450 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,260 sqft (0.351 acres)
Lot Dimensions	218 ft deep x 70 ft wide
Porch	Slab
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	59191
Street Address	1105 THOMAS AVE
City	KANNAPOLIS
State	NC
Zip	28081-5345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	1105 THOMAS AVE
Legal Subdivision	MIDWAY WEST
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2023
Census Tract	41001

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1105 THOMAS AVE, KANNAPOLIS, NC 28081-5345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC
Jun 1, 2021	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Mar 20, 2023	Deed of Trust, Mortgage · FHA Mortgage RELIANCE FIRST CAPITAL LLC
Dec 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2008 · Amount on Record
Deed Sale	Aug 29, 2008 · Amount on Record
Prior Sale	Mar 29, 2007 · Amount on Record
Deed Book / Page	8404 / 13
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1105 THOMAS AVE, KANNAPOLIS, NC 28081-5345
Transaction Type	Mortgage
Record Updated	Jul 18, 2023
Title Company	NOT AVAILABLE, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016100307
Date	Jul 5, 2022
Book Page	16100/307

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1105 THOMAS AVE, KANNAPOLIS, NC 28081-5345
Transaction Type	Mortgage
Record Updated	Jul 18, 2023
Title Company	NOT AVAILABLE, MI S

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015213324
Date	Jun 1, 2021
Book Page	15213/324

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1105 THOMAS AVE, KANNAPOLIS, NC 28081-5345
Transaction Type	Mortgage
Record Updated	Jul 18, 2023
Title Company	NOT AVAILABLE, MIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016413274
Date	Mar 20, 2023
Book Page	16413/274

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	1105 THOMAS AVE, KANNAPOLIS, NC 28081-5345
Document Number	13952303
Instrument Date	Dec 8, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 THOMAS AVE KANNAPOLIS NC 280815345, KANNAPOLIS, NC 28081-5345

Mortgage

Document Number	13952303
Date	Jan 16, 2020
Book Page	013952/000303
Instrument	1566

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,740 (+60.36%) Land $58,300 Building $167,440
2024			$225,740 (+60.36%) Land $58,300 Building $167,440
2023	$1,929.00	$140,770 Land $35,200 Building $105,570	$140,770 Land $35,200 Building $105,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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