1105 Sunset Rd, Cherryville, NC 28021 Property Records

Gaston County property record for 1105 Sunset Rd, Cherryville, NC 28021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,122 sqft · built 1955
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Last Sale	$162,500 (Nov 2020)
Tax Bill	$2,585 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`130194`

Property Details

APN / Parcel Number

Primary APN	`130194`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,122 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	26,572 sqft (0.61 acres)
Porch	Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1105 SUNSET RD
City	CHERRYVILLE
State	NC
Zip	28021-2750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FRED K HOUSER L 39,P/40 06 007A 011 00 000
Legal Subdivision	FRED K HOUSER SUBDIVISION
Jurisdiction	GASTON NC
Township / Civil Division	CHERRYVILLE
Census Block Group	1
Census Block	1027
Census Tract	30602

Owner

1105 Sunset Rd is owned and occupied by an individual who bought it in November 2020.

Source: Gaston County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1105 SUNSET RD, CHERRYVILLE, NC 28021-2750
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Nov 28, 2023	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Nov 1, 2022	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Nov 19, 2020	Warranty Deed, Transfer · FHA Mortgage ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2020 · Amount on File
Deed Sale	Nov 19, 2020 · Amount on File
Prior Sale	Sep 24, 2004 · Amount on File
Deed Book / Page	5175 / 1364
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1105 SUNSET RD, CHERRYVILLE, NC 28021-2750
Transaction Type	Mortgage
Record Updated	Dec 4, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SUNSET RD, CHERRYVILLE, NC 28021-2750

Mortgage

Document Number	0055980846
Date	Nov 7, 2025
Book Page	5598/846

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	321 RESEARCH PKWY STE 303, MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Oct 1, 2065

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1105 SUNSET RD, CHERRYVILLE, NC 28021-2750
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SUNSET RD, CHERRYVILLE, NC 28021-2750

Mortgage

Document Number	0054471258
Date	Nov 28, 2023
Book Page	5447/1258

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Dec 1, 2050

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1105 SUNSET RD, CHERRYVILLE, NC 28021-2750
Transaction Type	Mortgage
Record Updated	Dec 1, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SUNSET RD, CHERRYVILLE, NC 28021-2750

Mortgage

Document Number	0053750380
Date	Nov 1, 2022
Book Page	5375/380

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Dec 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Nov 19, 2020
Property Address	1105 SUNSET RD, CHERRYVILLE, NC 28021-2750
Document Number	0051751364
Book / Page	5175 / 1364
Map Reference	MB 10 PG 63
Instrument Date	Nov 17, 2020
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 COLONIAL VILLAGE DR, 210, LINCOLNTON, NC 28092-8282

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SUNSET RD, CHERRYVILLE, NC 28021-2750

Mortgage

Document Number	51751369
Date	Nov 19, 2020
Instrument	5175/1369

Lender

Name	ALCOVA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1105 Sunset Rd was $2,585.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Cherryville City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,585.00	$239,580 Land $14,000 Building $225,580
2023	$2,637.00	$241,990 Land $14,000 Building $227,990
2021			$146,120 Land $10,000 Building $136,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1105 Sunset Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1105 Sunset Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHERRYVILLE serves 6,353 people · EPA ID NC0136030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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