1105 Summit Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 1105 Summit Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	3,164 sqft · built 2020
Lot Size	0.312 acres (13,599 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,389,000 (Jul 2021)
Tax Bill	$29,001 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-05015-0000-00001-02`

Property Details

APN / Parcel Number

Primary APN	`20-05015-0000-00001-02`

Interior

Stories	2 Stories
Building Area	3,164 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Construction Type	Frame
Lot Area	13,599 sqft (0.312 acres)
Lot Dimensions	170 ft deep x 80 ft wide
Garage Type	Attached

Location & Zoning

Street Address	1105 SUMMIT AVE
City	WESTFIELD
State	NJ
Zip	07090-2733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	5015
Legal Lot Number	1.2
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	5
Census Block	5023
Census Tract	36800

Owner

Source: Union County and Westfield Town records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1105 SUMMIT AVE, WESTFIELD, NJ 07090-2733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed, Transfer · Conventional Mortgage CITIBANK NA
Aug 27, 2020	Deed of Trust, Mortgage ERIC & SORAYA CHAFETZ
Jan 30, 2020	Deed of Trust, Construction Loan · Construction Mortgage FINANCE OF AMERICA COM'L LLC
Jul 9, 2019	Grant Deed, Construction Loan · Construction Mortgage BRUNSWICK BK&TR
May 21, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Deed Document Number	20216757
Deed Book / Page	6420 / 2625
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 12, 2021
Property Address	1105 SUMMIT AVE, WESTFIELD, NJ 07090-2733
Document Number	0064202625
Book / Page	6420 / 2625
Instrument Date	Jul 6, 2021
Instrument	6757
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,171.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1568 RADLEY RD, 1568, WESTFIELD, NJ 07090-4762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SUMMIT AVE, WESTFIELD, NJ 07090-2733

Mortgage

Document Number	0000016268
Date	Jul 12, 2021
Instrument	16268

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1105 SUMMIT AVE, WESTFIELD, NJ 07090-2733
Document Number	0147790139
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	427 SOUTH AVE W WESTFIELD NJ 070901403, WESTFIELD, NJ 07090-1403

Mortgage

Document Number	0147790139
Date	Sep 30, 2020
Book Page	014779/000139
Instrument	700052

Lender

Name	ERIC & SORAYA CHAFETZ
Address	120 ELIZABETH AVE, WESTFIELD, NJ 07090-1622

Agreement

Amount	Amount Recorded

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Recording Date	Jan 30, 2020
Property Address	1105 SUMMIT AVE, WESTFIELD, NJ 07090-2733
Document Number	0146460654
Book / Page	014646 / 000654
Instrument Date	Jan 23, 2020
Instrument	685989
Transaction Type	Construction Loan
Record Updated	Feb 18, 2020
Title Company	MAJESTIC TITLE AGENCY, MAJESTIC TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1105 SUMMIT AVE WESTFIELD NJ 07090, WESTFIELD, NJ 07090

Mortgage

Document Number	146460654
Date	Jan 30, 2020
Book Page	014646/000654
Instrument	685989

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	6230 FAIRVIEW RD # 300, CHARLOTTE, NC 28210-3151

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 29, 2021

July 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jul 9, 2019
Property Address	1105 SUMMIT AVE, WESTFIELD, NJ 07090-2733
Document Number	0063300379
Book / Page	006330 / 000379
Instrument Date	Jun 7, 2019
Instrument	314691
Transaction Type	Construction Loan
Record Updated	Jul 19, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1568 RADLEY RD WESTFIELD NJ 070904762, WESTFIELD, NJ 07090-4762

Mortgage

Document Number	145720989
Date	Jul 9, 2019
Book Page	014572/000989
Instrument	675168

Lender

Name	BRUNSWICK BK&TR
Type	Bank
Address	NEW BRUNSWICK, NJ 08903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	May 21, 2019
Property Address	1105 SUMMIT AVE, WESTFIELD, NJ 07090-2733
Document Number	0063230190
Book / Page	006323 / 000190
Instrument Date	May 14, 2019
Instrument	312941
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	427 SOUTH AVE W WESTFIELD NJ 070901403, WESTFIELD, NJ 07090-1403

Tax Assessment & Valuation

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,265,300 (-) Land $499,800 Building $765,500	$1,265,300 (-) Land $499,800 Building $765,500
2025	$29,001.00 (+1.78%)	$1,265,300 (+0.65%) Land $499,800 Building $765,500	$1,265,300 (+0.65%) Land $499,800 Building $765,500
2024	$28,494.00 (+4.94%)
2023		$1,257,100 Land $499,800 Building $757,300	$1,257,100 Land $499,800 Building $757,300
2022	$27,153.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	7 (1993–2021)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: Optimum, T-Mobile.

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