1105 State St, Charlotte, NC 28208 Property Records

Mecklenburg County property record for 1105 State St, Charlotte, NC 28208

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,183 sqft · built 1936
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$472,500 (Apr 2024)
Tax Bill$3,343 (2024)
Deeds & MortgagesApr 2024 Mortgage
Jun 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN071-094-07

Property Details

APN / Parcel Number

Primary APN071-094-07

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,183 sqft Living Area
1st Floor Area1,183 sqft

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 2015
Exterior MaterialConcrete
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialOther
Lot Area7,405 sqft (0.17 acres)
PorchFinished/Open Porch
Porch Area233 sqft
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1105 STATE ST
CityCHARLOTTE
StateNC
Zip28208-4155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-5
Legal DescriptionL15 & 16 B3 M3-94
Legal SubdivisionSUMMIT VIEW
Legal Block3
Legal Lot Number15,16
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2015
Census Tract4200

Owner

Source: Mecklenburg County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1105 STATE ST, CHARLOTTE, NC 28208-4155
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Jun 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 20, 2020Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Jun 4, 2019Warranty Deed, Transfer
ATTORNEY ONLY
Jun 4, 2019Warranty Deed, Transfer
BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TITLE SVCS/THE CARO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2024 · Amount on Record
Deed SaleApr 17, 2024 · Amount on Record
Prior SaleFeb 20, 2020 · Amount on Record
Deed Document Number202434347
Deed Book / Page38758 / 543
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1105 STATE ST, CHARLOTTE, NC 28208-4155
Transaction TypeMortgage
Record UpdatedMay 1, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1018 PRYOR ST, CHARLOTTE, NC 28208-4140
InvestorPossibly a Property Investor

Mortgage

Document Number0000034348
DateApr 17, 2024
Book Page38758/546
Instrument2024034348
Lender
NameWELLS FARGO BANK NA
TypeBank
Address101 N PHILLIPS AVE, SIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2039

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1105 STATE ST, CHARLOTTE, NC 28208-4155
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000113309
DateJun 9, 2021
Book Page36163/591
Instrument2021113309
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 20, 2020
Property Address1105 STATE ST, CHARLOTTE, NC 28208-4155
Document Number0000023938
Book / Page34298 / 473
Map ReferenceMB 3 PG 94&95
Instrument DateFeb 20, 2020
Instrument2020023938
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$510.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2685 WINGRAVE ST NW, 2685, CONCORD, NC 28027-6579

Transferred To (Grantee/Buyer)

NameVerified Name
Address1105 STATE ST, CHARLOTTE, NC 28208-4155
InvestorPossibly a Property Investor

Mortgage

Document Number0000023939
DateFeb 20, 2020
Instrument2020023939
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 4, 2019
Property Address1105 STATE ST, CHARLOTTE, NC 28208-4155
Document Number0000067847
Book / Page033559 / 000408
Instrument DateJun 3, 2019
Instrument67847
Transaction TypeTransfer
Record UpdatedJul 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$210.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address525 N TRYON ST #1600 CHARLOTTE NC 282020213, 1600, CHARLOTTE, NC 28202-0213

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJun 4, 2019
Property Address1105 STATE ST, CHARLOTTE, NC 28208-4155
Document Number0000067819
Book / Page033559 / 000282
Instrument DateMay 29, 2019
Instrument67819
Transaction TypeTransfer
Record UpdatedJul 18, 2019
Title CompanyBARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TITLE SVCS/THE CARO

Transaction

AmountAmount Recorded
Tax$190.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address821 BAXTER ST #312 CHARLOTTE NC 282022713, 312, CHARLOTTE, NC 28202-2713

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$447,200 Land $140,000 Building $307,200$447,200 Land $140,000 Building $307,200
2024$3,343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1996–2011)
Most Recent ClaimAug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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