1105 Sr, Old Fort, NC 28762 Property Records

McDowell County property record for 1105 Sr, Old Fort, NC 28762

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 982 sqft · built 1909
Lot Size	8.9 acres (388,120 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Sep 2018)
Tax Bill	$1,062 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0657-00-28-3706`

Property Details

APN / Parcel Number

Primary APN	`0657-00-28-3706`
Alternative APN	`68792`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	982 sqft
Flooring	Softwood
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Exterior Material	Siding
Lot Area	388,120 sqft (8.9 acres)
Lot Width	2,771 ft Width

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	68792
Street Address	SR 1105
City	OLD FORT
State	NC
Zip	28762
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	D O T TOOK 1,290 SQ FT1992
Legal Subdivision	R L STEWART & S L STEWART PH I
Legal Tract	1
Jurisdiction	MCDOWELL NC
Township / Civil Division	CROOKED CREEK
Census Block Group	3
Census Block	3039
Census Tract	970800

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 COUNTRY CLUB DR, WINTER PARK, FL 32789-2903
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Prior Sale	Oct 30, 2014 · Amount on Record
Deed Document Number	0001256275
Deed Book / Page	1256 / 275
Record Updated	Jun 8, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Sep 27, 2018
Property Address	SR 1105, OLD FORT, NC 28762
Document Number	0012560275
Book / Page	001256 / 000275
Instrument Date	Sep 27, 2018
Instrument	4468
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 COUNTRY CLUB DR WINTER PARK FL 327892903, WINTER PARK, FL 32789-2903

Mortgage

Document Number	12560281
Date	Sep 27, 2018
Book Page	001256/000281
Instrument	4469

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,062.00	$156,730 (-) Land $123,130 Building $33,600
2023	$1,062.00	$156,730 Land $123,130 Building $33,600	$156,730 Land $123,130 Building $33,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sr

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