1105 Silvertrace Dr, Salisbury, NC 28144 Property Records

Rowan County property record for 1105 Silvertrace Dr, Salisbury, NC 28144

Property Summary

Property Type	Townhouse
Details	2 ba · 1,815 sqft · built 2021
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Mar 2026)
Tax Bill	$1,672 (2026)
Deeds & Mortgages	Mar 2026 Sale Oct 2025 Foreclosure + 5 more
Flood Zone	Zone X (minimal risk)
APN	`325I135`

Property Details

APN / Parcel Number

Primary APN	`325I135`
Alternative APN	`6300141`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,815 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1105 SILVERTRACE DR
City	SALISBURY
State	NC
Zip	28144-7405
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	L138 .08AC GREYSTONE CONDO
Legal Subdivision	GREYSTONE CONDO
Jurisdiction	ROWAN NC
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1013
Census Tract	51302

Owner

Source: Rowan County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1455 AMBERLIGHT CIR, SALISBURY, NC 28144-7403
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Special Warranty Deed, Transfer
Oct 20, 2025	Trustee's Deed, Foreclosure
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Apr 30, 2021	Special Warranty Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS INC
Dec 7, 2020	Grant Deed, Transfer ATTORNEY ONLY
Mar 6, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Oct 20, 2025 · Amount on Record
Deed Book / Page	1479 / 438
Prior Transfer Date	Oct 16, 2025
Prior Transfer Doc	0014710035
Record Updated	Oct 29, 2026

March 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 20, 2026
Property Address	1105 SILVERTRACE DR, SALISBURY, NC 28144-7405
Document Number	0014790438
Book / Page	1479 / 438
Map Reference	MB 9995 PG 9420
Instrument Date	Mar 19, 2026
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Amount	Amount Recorded
Tax	$498.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 PLATFORM WAY S # S2300, S2300, NASHVILLE, TN 37203-7166

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1455 AMBERLIGHT CIR, SALISBURY, NC 28144-7403

October 2025: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ROWAN NC
Recording Date	Oct 20, 2025
Property Address	1105 SILVERTRACE DR, SALISBURY, NC 28144-7405
Document Number	0014710035
Book / Page	1471 / 35
Map Reference	MB 9995 PG 9278
Instrument Date	Oct 16, 2025
Transaction Type	Foreclosure
Record Updated	Nov 7, 2025

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 3RD AVE S STE 900, 900, NASHVILLE, TN 37201-2034

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Jun 15, 2023
Property Address	1105 SILVERTRACE DR, SALISBURY, NC 28144-7405
Document Number	0014250006
Book / Page	1425 / 6
Map Reference	MB 9995 PG 9420
Instrument Date	Jun 15, 2023
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3206 RICHWAY CT, CHARLOTTE, NC 28216-3171

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014257
Date	Jun 15, 2023
Instrument	1425/7

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Mortgage

Document Number	0014250008
Date	Jun 15, 2023
Book Page	1425/8

Lender

Name	MONROE UNION COUNTY CDC
Type	Non-Lending Institution
Address	MONROE, NC 28112

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	1105 SILVERTRACE DR, SALISBURY, NC 28144-7405
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014050912
Date	Jul 13, 2022
Book Page	1405/912

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	SALISBURY, NC 28145

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 30, 2021
Property Address	1105 SILVERTRACE DR, SALISBURY, NC 28144-7405
Document Number	0013740080
Book / Page	1374 / 80
Map Reference	MB 9995 PG 9420
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	Nov 4, 2022
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$374.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3091 GOVERNORS LAKE DR # DR300, 3091, PEACHTREE CORNERS, GA 30071-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SILVERTRACE DR, SALISBURY, NC 28144-7405

Mortgage

Document Number	0000137481
Date	Apr 30, 2021
Instrument	1374/81

Lender

Name	INSPIRE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROWAN NC
Recording Date	Dec 7, 2020
Property Address	1105 SILVERTRACE DR, SALISBURY, NC 28144-7405
Document Number	0013620444
Book / Page	001362 / 000444
Instrument Date	Dec 7, 2020
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3091 GOVERNORS LAKE DR #300 PEACHTREE CORNERS GA 300711133, 300, PEACHTREE CORNERS, GA 30071-1133
Investor	Possibly a Property Investor

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 6, 2020
Property Address	1105 SILVERTRACE DR, SALISBURY, NC 28144-7405
Document Number	0013440669
Book / Page	001344 / 000669
Instrument Date	Mar 4, 2020
Transaction Type	Transfer
Record Updated	Mar 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$9,052.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3091 GOVERNORS LAKE DR #300 PEACHTREE CORNERS GA 300711133, 300, PEACHTREE CORNERS, GA 30071-1133
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,672.00	$249,574 (-) Land $10,000 Building $239,574	$249,574 (-) Land $10,000 Building $239,574
2025	$1,672.00	$249,574 (-) Land $10,000 Building $239,574
2023	$1,672.00 (+37.95%)	$249,574 (+50.02%) Land $10,000 Building $239,574	$249,574 (+50.02%) Land $10,000 Building $239,574
2022	$1,212.00	$166,361 Land $10,000 Building $156,361	$166,361 Land $10,000 Building $156,361

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (2008–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Hotwire Communications.

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