1105 SE 45th St, Ocala, FL 34480 Property Records

Marion County property record for 1105 SE 45th St, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,015 sqft · built 2015
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$1,050,000 (Jun 2022)
Tax Bill	$11,384 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30598-05-037`

Property Details

APN / Parcel Number

Primary APN	`30598-05-037`
Alternative APN	`3549490000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,015 sqft Living Area
1st Floor Area	3,015 sqft
Upper Floors Area	342 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Exterior Material	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	24,829 sqft (0.569 acres)
Lot Dimensions	208 ft deep x 119 ft wide
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	1,711 sqft
Porch	Open Porch
Porch Area	367 sqft
Deck Area	1,183 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	3549490000
Street Address	1105 SE 45TH ST
City	OCALA
State	FL
Zip	34480-4701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD01;PD01
Legal Description	SEC 32 TWP 15 RGE 22 PLAT BOOK 10 PAGE 009 CEDARS AT BELLECHASE LOT 37
Legal Range	22E
Legal Township	15S
Legal Section	32
Legal Subdivision	CEDARS/BELLECHASE
Legal Lot Number	37
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3041
Census Tract	2402

Owner

1105 SE 45th St is owned and occupied by an individual who bought it in June 2022.

Source: Marion County records, as of January 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1105 SE 45TH ST, OCALA, FL 34480-4701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Prior Sale	Apr 10, 2015 · Amount on File
Deed Document Number	2022086351
Deed Book / Page	7804 / 552
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Jun 10, 2022
Property Address	1105 SE 45TH ST, OCALA, FL 34480-4701
Document Number	0078040552
Book / Page	7804 / 552
Map Reference	MB 10 PG 9
Instrument Date	Jun 9, 2022
Instrument	2022086351
Transaction Type	Transfer
Record Updated	Jul 1, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 SE 45TH ST, 1105, OCALA, FL 34480-4701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 SE 45TH ST, OCALA, FL 34480-4701

Mortgage

Document Number	0007804555
Date	Jun 10, 2022
Instrument	7804/555

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jul 5, 2032
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 1105 SE 45th St was $11,384 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,384.00 Homeowner's exemption	$679,132 Land $105,000 Building $574,132	$806,524 Land $105,000 Building $701,524
2023	$10,967.00 (+30.67%) Homeowner's exemption	$640,769 (+26.11%) Land $80,000 Building $560,769	$724,583 (+33.83%) Land $80,000 Building $644,583
2022	$8,393.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$508,103	$541,414 Land $70,000 Building $471,414

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1105 SE 45th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	31 in force
Nearby Flood Claims	4 (2017–2023)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1105 SE 45th St is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ocala Fiber Network.

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