1105 Sassafras Cir, Eldersburg (Sykesville), MD 21784 Property Records

Carroll County property record for 1105 Sassafras Cir, Eldersburg, MD 21784

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,384 sqft · built 2012
Lot Size0.178 acres (7,746 sqft)
Owner2 Individual Names on File
Last Sale$480,000 (Jan 2019)
Tax Bill$7,053 (2026)
Deeds & MortgagesMar 2018 Line of Credit
Dec 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-430472

Property Details

APN / Parcel Number

Primary APN05-430472
Alternative APN
  • 430472

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,384 sqft Total Area
Basement Area1,092 sqft
Finished Basement1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,746 sqft (0.178 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area24 sqft
Deck Area228 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number430472
Street Address1105 SASSAFRAS CIR
CitySYKESVILLE
StateMD
Zip21784-6003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-100
Legal DescriptionLT 322 - 7746 SQ FT 1105 SASSAFRAS CIRCLE 52 55-119 PINEY RIDGE VILLA
Legal SubdivisionPINEY RIDGE VILLAGE 8
Legal Lot Number322
JurisdictionCARROLL MD
Township / Civil Division5, FREEDOM
Census Block Group1
Census Block1000
Census Tract505205

Owner

1105 Sassafras Cir is owned and occupied by two individuals who bought it in January 2019.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1105 SASSAFRAS CIR, SYKESVILLE, MD 21784-6003
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2018Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Dec 23, 2019Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Aug 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Jan 9, 2019Grant Deed, Transfer · Conventional Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2019 · Amount on File
Deed SaleJan 9, 2019 · Amount on File
Prior SaleOct 9, 2012 · Amount on File
Deed Book / Page9202 / 221
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address1105 SASSAFRAS CIR, ELDERSBURG, MD 21784-6003
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0089700143
DateMar 23, 2018
Book Page8970/0143
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueApr 25, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address1105 SASSAFRAS CIR, ELDERSBURG, MD 21784-6003
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyMARYLAND TITLE CENTER LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095160327
DateDec 23, 2019
Book Page9516/0327
Lender
NameTRUIST BANK
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJan 1, 2035

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address1105 SASSAFRAS CIR, ELDERSBURG, MD 21784-6003
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0097990175
DateAug 11, 2020
Book Page9799/175
Lender
NameTRUIST BANK
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2035

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCARROLL MD
Recording DateJan 9, 2019
Property Address1105 SASSAFRAS CIR, ELDERSBURG, MD 21784-6003
Document Number0092020221
Book / Page009202 / 000221
Instrument DateDec 19, 2018
Transaction TypeTransfer
Record UpdatedJan 21, 2019
Title CompanyMARYLAND TITLE CENTER LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$480.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1105 SASSAFRAS CIR ELDERSBURG MD 217846003, ELDERSBURG, MD 21784-6003

Mortgage

Document Number92020227
DateJan 9, 2019
Book Page009202/000227
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 8, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1105 Sassafras Cir was $7,053, up 2.8% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,053.00 (+2.77%)$613,633$630,600 Land $170,000 Building $460,600
2025$6,863.00
2023$6,259.00$553,900$579,700 Land $170,000 Building $409,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1105 Sassafras Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1105 Sassafras Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFREEDOM DISTRICT
serves 24,867 people · EPA ID MD0060002
Water SourceSurface water
Last State InspectionSep 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2019
Haloacetic acids
resolved · Jan 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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