1105 S 5th St, Oregon, IL 61061 Property Records

Ogle County property record for 1105 S 5th St, Oregon, IL 61061

Property Summary

Property TypeSingle Family Home
Details1,508 sqft · built 1927
Lot Size0.314 acres (13,705 sqft)
OwnerIndividual Name on File
Last Sale$105,000 (Apr 2009)
Tax Bill$3,432 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN16-10-104-002

Property Details

APN / Parcel Number

Primary APN16-10-104-002

Interior

Stories2 Stories
Building Area1,508 sqft Living Area
Basement Area728 sqft
Unfinished Basement728 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Lot Area13,705 sqft (0.314 acres)
Lot Dimensions124 ft deep x 108 ft wide
Garage TypeDetached
Garage Area984 sqft

Location & Zoning

Street Address1105 S 5TH ST
CityOREGON
StateIL
Zip61061-2311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRNG/BLK: TWP:0 SECT/LOT: LOTS 4 & 5 BLK 9 RAILROAD ADD CITY OF OREGON
Legal SubdivisionRAILROAD ADD
Legal Block9
Legal Lot Number4-5
JurisdictionOGLE IL
Township / Civil DivisionOREGON-NASHUA
Census Block Group4
Census Block4040
Census Tract961400

Owner

1105 S 5th St is owned and occupied by an individual who bought it in April 2009.

Source: Ogle County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address1105 S 5TH ST, OREGON, IL 61061-2311
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2009 · Amount on File
Deed SaleApr 29, 2009 · Amount on File
Deed Document Number2009905185
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address1105 S 5TH ST, OREGON, IL 61061-2311
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007333
DateDec 21, 2017
Instrument201707333
Lender
NameHARVARD STATE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term192 Months
DueJan 1, 2033
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1105 S 5th St was $3,432.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionOregon-Nashua Township
MunicipalityOregon City
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,432.00$41,387 Land $11,515 Building $29,872$124,161 Land $34,545 Building $89,616
2023$32,323 Land $7,385 Building $24,938$96,969 Land $22,155 Building $74,814
2022$2,466.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1105 S 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1105 S 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON
serves 3,449 people · EPA ID IL1410400
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S 5th St

Nearby Streets

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