1105 S 2nd St, Oregon, IL 61061 Property Records

Ogle County property record for 1105 S 2nd St, Oregon, IL 61061

Property Summary

Property TypeSingle Family Home
Lot Size0.054 acres (2,365 sqft)
OwnerCompany Name on File
Tax Bill$4,020 (2025)
Deeds & MortgagesJan 2024 Construction Loan
Jan 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN16-10-128-012

Property Details

APN / Parcel Number

Primary APN16-10-128-012

Exterior

Lot Area2,365 sqft
Lot Dimensions40 ft deep x 60 ft wide

Location & Zoning

Street Address1105 S 2ND ST
CityOREGON
StateIL
Zip61061-2315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 1/2 LOT 2 TRESTLE RIDGE PUD CITY OF OREGON
Legal Lot Number2
JurisdictionOGLE IL
Township / Civil DivisionOREGON-NASHUA
Census Block Group4
Census Block4022
Census Tract961400

Owner

1105 S 2nd St is owned by a company that acquired it in January 2025.

Source: Ogle County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address1127 N GALENA AVE, 101, DIXON, IL 61021-1005
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2024Deed of Trust, Mortgage · Construction Mortgage
GERMAN AMERICAN STATE BANK
Jan 31, 2025Special Warranty Deed, Transfer · Commercial Mortgage
FIRST STATE BANK SHANNON POLO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2025
Deed SaleJan 31, 2025
Deed Document Number2025474
Record UpdatedOct 29, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address1105 S 2ND ST, OREGON, IL 61061-2315
Transaction TypeMortgage
Record UpdatedApr 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000172
DateJan 16, 2024
Instrument202400172
Lender
NameGERMAN AMERICAN STATE BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

January 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOGLE IL
Recording DateJan 31, 2025
Property Address1105 S 2ND ST, OREGON, IL 61061-2315
Document Number0000000474
Instrument DateJan 28, 2025
Instrument202500474
Transaction TypeTransfer
Record UpdatedApr 28, 2026
Title CompanyKO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1127 N GALENA AVE # 101, 101, DIXON, IL 61021-1005

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 N GALENA AVE # 101, 101, DIXON, IL 61021-1005
InvestorPossibly a Property Investor

Mortgage

Document Number0000000475
DateJan 31, 2025
Instrument202500475
Lender
NameFIRST STATE BANK SHANNON POLO
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term61 Months
DueFeb 15, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 1105 S 2nd St was $4,020.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionOregon-Nashua Township
MunicipalityOregon City
Unified School DistrictOregon Community Unit School District 220 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,020.00$41,449 Land $2,059 Building $39,390$124,347 Land $6,177 Building $118,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1105 S 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1105 S 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOREGON
serves 3,449 people · EPA ID IL1410400
Water SourceGroundwater
Last State InspectionNov 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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