Rensselaer County and Schaghticoke Town property record for 1105 River Rd, Troy, NY 12182
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,360 sqft · built 1957 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $57,350 (May 1999) |
| Tax Bill | $4,560 (2026) |
| Deeds & Mortgages | Aug 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 384289 70.15-5-9 |
| Primary APN | 384289 70.15-5-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 122 ft deep x 175 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Patio Area | 24 sqft |
| Shed | 1 Shed |
| Canopy | 40 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 315J145050 |
|---|---|
| Street Address | 1105 RIVER RD |
| City | TROY |
| State | NY |
| Zip | 12182-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HD |
| Legal Block | 5 |
| Legal Lot Number | 9.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | SCHAGHTICOKE |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 51902 |
Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1105 RIVER RD, TROY, NY 12182-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 1999 · Amount on Record |
| Deed Sale | May 27, 1999 · Amount on Record |
| Prior Sale | Oct 15, 1997 · Amount on Record |
| Deed Book / Page | 141 / 789 |
| Last Transfer Date | Nov 8, 2005 |
| Transfer Doc | 0031880000000314 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Property Address | 1105 RIVER RD, TROY, NY 12182-1313 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0101430188 |
|---|---|
| Date | Aug 8, 2022 |
| Book Page | 10143/188 |
| Instrument | 2022-615017 |
| Name | STATE EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2037 |
Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| County Subdivision | Schaghticoke Town |
| Unified School District | Lansingburgh Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,560.00 (-2.83%) Homeowner's exemption | ||
| 2025 | $4,693.00 | $28,400 (-) Land $4,000 Building $24,400 | $199,438 (+12.71%) Land $28,090 Building $171,348 |
| 2023 | $28,400 Land $4,000 Building $24,400 | $176,947 Land $24,922 Building $152,025 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 10 (1996–2026) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: SLICFiber.
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