1105 Riddle Rd, Gastonia, NC 28056 Property Records

Gaston County property record for 1105 Riddle Rd, Gastonia, NC 28056

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2 ba · 1,882 sqft · built 2017
Lot Size	0.83 acres (36,155 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,498 (2025)
Deeds & Mortgages	Jul 2026 Sale Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`194162`

Property Details

APN / Parcel Number

Primary APN	`194162`
Alternative APN	`1571380`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,882 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	36,155 sqft (0.83 acres)
Porch	Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1105 RIDDLE RD
City	GASTONIA
State	NC
Zip	28056-9503
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	DW
Legal Description	0000 00 X 00 15 116 004 08 000
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1007
Census Tract	33306

Owner

Source: Gaston County records · APN 194162

Assessment roll updated August 19, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4905 SPARROW DAIRY RD, GASTONIA, NC 28056-8940
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 07, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 17, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Sep 28, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 16, 1992
Deed Sale	Jul 16, 1992
Deed Book / Page	2193 / 627
Last Transfer Date	Oct 11, 2023
Transfer Doc	0054401548
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	GASTON NC
Recording Date	Jul 07, 2026
Property Address	1105 RIDDLE RD, GASTONIA, NC 28056-9503
Document Number	5653001877
Book / Page	5653 / 1877
Instrument Date	May 21, 2026
Transaction Type	Transfer
Record Updated	Jul 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4905 SPARROW DAIRY RD, GASTONIA, NC 28056-8940

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GASTON NC
Recording Date	Oct 17, 2023
Property Address	1105 RIDDLE RD, GASTONIA, NC 28056-9503
Document Number	0054401548
Book / Page	5440 / 1548
Instrument Date	Oct 11, 2023
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 RIDDLE RD, GASTONIA, NC 28056-9503

Mortgage

Document Number	0054401552
Date	Oct 17, 2023
Instrument	5440/1552

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Nov 01, 2028
Change Frequency	5 Years
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	5-Year TN
Max Rate	12.3%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Property Address	1105 RIDDLE RD, GASTONIA, NC 28056-9503
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049362028
Date	Sep 28, 2017
Book Page	4936/2028

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	5 Years
Index	5-Year CMT
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Gaston County records · Assessment roll updated August 19, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,498.00 (+2.76%)	$349,900 (-0.73%) Land $24,020 Building $325,880
2023	$2,431.00	$352,490 Land $24,020 Building $328,470
2021			$191,320 Land $16,470 Building $174,850

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Sep 1996 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 23 locations within half a mile of this property.

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