1105 Ray Pl, Delta, CO 81416 Property Records

Delta County property record for 1105 Ray Pl, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1977
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$269,000 (Jul 2025)
Tax Bill	$1,088 (2025)
Deeds & Mortgages	Apr 2026 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R012654`

Property Details

APN / Parcel Number

Primary APN	`R012654`
Alternative APN	`345519315002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,144 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Coal
Sewer	Connected

Location & Zoning

Account Number	R012654
Street Address	1105 RAY PL
City	DELTA
State	CO
Zip	81416-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1105 RAY PL DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: JACKSON SUBDIVISION #2 LOT: 32 TOTAL AC 0.11+-JACKSON SUBD #2 PUD /DELTA LOT 32 SEC 19 T15S R95W 6PM BK 454 PG 1761(R-362135) BK 473 PG 601 (R-379866) BK 624 PG 111BK 905 PG 317 R741083 DC R-74
Legal Subdivision	JACKSON SUBDIVISION #2
Legal Lot Number	32
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	1
Census Block	1045
Census Tract	964900

Owner

1105 Ray Pl is owned and occupied by an individual who bought it in July 2025.

Source: Delta County records, as of May 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1105 RAY PL, DELTA, CO 81416-2436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · VA Mortgage ATLANTIC CAPITAL FUNDING LLC
May 5, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2025 · Amount on File
Deed Sale	Jul 1, 2025 · Amount on File
Prior Sale	May 5, 2023 · Amount on File
Deed Document Number	2025761410
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Recording Date	Apr 9, 2026
Property Address	1105 RAY PL, DELTA, CO 81416-2436
Document Number	0000767038
Instrument Date	Apr 3, 2026
Instrument	2026767038
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 RAY PL, DELTA, CO 81416-2436
Investor	Possibly a Property Investor

Mortgage

Document Number	0000767038,
Date	Apr 9, 2026
Instrument	2026767038

Lender

Name	ATLANTIC CAPITAL FUNDING LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	May 5, 2023
Property Address	1105 RAY PL, DELTA, CO 81416-2436
Document Number	0000746314
Instrument Date	May 5, 2023
Instrument	746314
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24.99
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 RAY PL, DELTA, CO 81416-2436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 RAY PL, DELTA, CO 81416-2436

Mortgage

Document Number	0000746315
Date	May 5, 2023
Instrument	746315

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1105 Ray Pl was $1,088, up 23.8% from the year before.

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,088.00 (+23.78%)	$16,001 (+20.44%) Land $3,125 Building $12,876	$256,009 Land $50,000 Building $206,009
2024	$879.00 (+17.36%)	$13,285 (+12.86%) Land $2,623 Building $10,662
2023	$749.00 (+8.87%)	$11,771 (+10.3%) Land $2,551 Building $9,220	$198,281 (+29.13%) Land $39,142 Building $159,139
2022	$688.00	$10,672 Land $2,234 Building $8,438	$153,552 Land $32,143 Building $121,409

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1105 Ray Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1105 Ray Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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