San Diego County property record for 1105 Prospect Pl, Vista, CA 92081
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2,244 sqft · built 1953 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | Company Name on File |
| Last Sale | $140,000 (Sep 1983) |
| Tax Bill | $3,261 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 179-220-28-00 |
| Primary APN | 179-220-28-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Building Area | 2,244 sqft Living Area |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Duplex Single |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Type | Attached |
| Old Parcel Number | 1792300700 |
|---|---|
| Street Address | 1105 PROSPECT PL |
| City | VISTA |
| State | CA |
| Zip | 92081-6816 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-1 |
| Legal Description | LOT 298 POR TR 001984 |
| Legal Subdivision | RANCHO VISTA ESTATES |
| Legal Tract | 001984 |
| Legal Block | 4 |
| Legal Lot Number | 298 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 19702 |
Source: San Diego County assessment roll, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1105 PROSPECT PL, VISTA, CA 92081-6816 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 2, 1983 · Amount on Record |
| Deed Sale | Sep 2, 1983 · Amount on Record |
| Deed Document Number | 1983313453 |
| Last Transfer Date | Dec 18, 2013 |
| Transfer Doc | 0000731090 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1105 PROSPECT PL, VISTA, CA 92081-6816 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 1105 PROSPECT PL, VISTA, CA 92081-6816 |
| Document Number | 0000641418 |
|---|---|
| Date | Sep 10, 2021 |
| Instrument | 2021-0641418 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $295,817 (+2%) Land $114,652 Building $181,165 | |
| 2025 | $3,261.00 (+8.7%) Homeowner's exemption | $290,017 (+4.04%) Land $112,404 Building $177,613 |
| 2023 | $3,000.00 (+0.33%) Homeowner's exemption | $278,757 Land $108,040 Building $170,717 |
| 2022 | $2,990.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1980–2020) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon.
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