Winnebago County property record for 1105 Otter Ave, Oshkosh, WI 54901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,304 sqft · built 1920 |
| Lot Size | 0.229 acres (9,955 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Sep 2023) |
| Tax Bill | $2,845 (2024) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02480000 |
| Primary APN | 08-02480000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,304 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,955 sqft (0.229 acres) |
| Lot Dimensions | 181 ft deep x 55 ft wide |
| Heating System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 908-02480000 |
|---|---|
| Street Address | 1105 OTTER AVE |
| City | OSHKOSH |
| State | WI |
| Zip | 54901-5448 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | N1/2 OF VAC ALLEY LYG S OF & ADJ TO LOT 86 ALSO LOT 86REPLAT OF BLK 29 |
| Legal Subdivision | OSHKOSH 8TH WARD |
| Legal Block | 29 |
| Legal Lot Number | 86 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 100 |
1105 Otter Ave is owned and occupied by an individual who bought it in September 2023.
Source: Winnebago County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1105 OTTER AVE, OSHKOSH, WI 54901-5448 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage FOX COMMUNITIES CU |
| Sep 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on File |
| Deed Sale | Sep 18, 2023 · Amount on File |
| Deed Document Number | 20231910450 |
| Prior Transfer Date | Apr 16, 2014 |
| Prior Transfer Doc | 0001661703 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 1105 OTTER AVE, OSHKOSH, WI 54901-5448 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001871076 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 1871076 |
| Name | FOX COMMUNITIES CU |
|---|---|
| Type | Credit Union |
| Address | APPLETON, WI 54913 |
| Amount | Amount on Record |
|---|---|
| Term | 359 Months |
| Due | Nov 27, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Sep 18, 2023 |
| Property Address | 1105 OTTER AVE, OSHKOSH, WI 54901-5448 |
| Document Number | 0001910450 |
| Instrument Date | Sep 12, 2023 |
| Instrument | 1910450 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1105 OTTER AVE, OSHKOSH, WI 54901-5448 |
| Document Number | 0001910451 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 1910451 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $164,600 Land $24,900 Building $139,700 | ||
| 2024 | $2,845.00 (+4.9%) | ||
| 2023 | $2,712.00 (+6.6%) Homeowner's exemption | $102,900 (+6.19%) Land $16,500 Building $86,400 | $148,693 Land $23,843 Building $124,850 |
| 2022 | $2,544.00 Homeowner's exemption | $96,900 Land $16,500 Building $80,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1105 Otter Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2006–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1105 Otter Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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