Harford County property record for 1105 Oak Tree Dr, Havre De Grace, MD 21078
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,722 sqft · built 2004 |
| Lot Size | 0.696 acres (30,317 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $610,000 (Oct 2014) |
| Tax Bill | $6,697 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-062954 |
| Primary APN | 06-062954 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,722 sqft Total Area |
| Basement Area | 1,600 sqft |
| Finished Basement | 1,600 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 30,317 sqft (0.696 acres) |
| Garage Type | Built-in |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 492 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 062954 |
|---|---|
| Street Address | 1105 OAK TREE DR |
| City | HAVRE DE GRACE |
| State | MD |
| Zip | 21078-2570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 3 30317 SF 1105 OAK TREE DRIVE BULLE ROCK EST PT 110/7 |
| Legal Subdivision | BULLE ROCK ESTATES 01 PH 01 |
| Legal Lot Number | 3 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 6, HAVRE DE GRACE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 306400 |
1105 Oak Tree Dr is owned and occupied by two individuals who bought it in October 2014.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1105 OAK TREE DR, HAVRE DE GRACE, MD 21078-2570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2014 · Amount on File |
| Deed Sale | Oct 22, 2014 · Amount on File |
| Prior Sale | May 6, 2004 · Amount on File |
| Deed Book / Page | 10958 / 83 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1105 Oak Tree Dr was $6,697, up 10.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Municipality | Havre De Grace City |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,697.00 (+10.86%) | $702,567 | $737,000 Land $135,100 Building $601,900 |
| 2025 | $6,041.00 | ||
| 2023 | $621,733 | $633,700 Land $135,100 Building $498,600 | |
| 2022 | $5,812.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1105 Oak Tree Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1105 Oak Tree Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAVRE DE GRACE serves 14,000 people · EPA ID MD0120012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | Organic carbon removal Oct 2023 |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| IQ Fiber Fiber | 1,000 / 1,000 |
May also be available: Verizon.
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