1105 Oak Brook Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 1105 Oak Brook Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,101 sqft · built 2015
Lot Size	0.093 acres (4,094 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,774 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2017 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`808-52-147`

Property Details

APN / Parcel Number

Primary APN	`808-52-147`
Alternative APN	`80852056`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,101 sqft Living Area
1st Floor Area	1,500 sqft
2nd Floor Area	1,601 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Architectural Style	Other
Construction Type	Wood
Lot Area	4,094 sqft (0.093 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	80852056
Street Address	1105 OAK BROOK WAY
City	GILROY
State	CA
Zip	95020-7119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A140
Legal Description	TRACT 10255 TRACT 10255, VISTA BELLA BOOK 881 PAGE 21 PAGE 28 LOT 56
Legal Tract	10255
Legal Lot Number	56
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1023
Census Tract	512509

Owner

1105 Oak Brook Way is owned and occupied by two individuals who acquired it in February 2017.

Source: Santa Clara County records, as of October 20, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1105 OAK BROOK WAY, GILROY, CA 95020-7119
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Aug 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN
Feb 3, 2017	Grant Deed, Transfer · Conventional Mortgage GOOGAIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 3, 2017
Transfer Doc	0023575684
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1105 OAK BROOK WAY, GILROY, CA 95020-7119
Transaction Type	Mortgage
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 OAK ROOKWAY, GILROY, CA 95020-7119

Mortgage

Document Number	0024669284
Date	Oct 23, 2020
Instrument	24669284

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jul 1, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1105 OAK BROOK WAY, GILROY, CA 95020-7119
Document Number	0023739366
Instrument Date	Aug 22, 2017
Transaction Type	Mortgage
Record Updated	Sep 4, 2017
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1105 OAK BROOK WAY GILROY CA 950207119, GILROY, CA 95020-7119

Mortgage

Document Number	0023739366
Date	Aug 28, 2017
Instrument	23739366

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 27, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 3, 2017
Property Address	1105 OAK BROOK WAY, GILROY, CA 95020-7119
Document Number	0023575684
Instrument Date	Nov 23, 2016
Instrument	23575684
Transaction Type	Transfer
Record Updated	Feb 4, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$833.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1105 OAK BROOK WAY GILROY CA 950207119, GILROY, CA 95020-7119

Mortgage

Document Number	23575685
Date	Feb 3, 2017
Instrument	23575685

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1105 Oak Brook Way was $10,774 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,774.00 Homeowner's exemption	$879,602 Land $464,232 Building $415,370
2023	$10,540.00 (+1.67%) Homeowner's exemption	$845,448 Land $446,206 Building $399,242
2022	$10,367.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1105 Oak Brook Way in Zone D, where flood risk has not been studied, though there have been 8 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1986)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1105 Oak Brook Way is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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