1105 Main St, Waverly, MO 64096 Property Records

Lafayette County property record for 1105 Main St, Waverly, MO 64096 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1940
Lot Size	0.184 acres (8,011 sqft)
Owner	Individual Name on File
Tax Bill	$386 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-6.0-23-2-001-042.000`

Property Details

APN / Parcel Number

Primary APN	`06-6.0-23-2-001-042.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,011 sqft (0.184 acres)
Lot Dimensions	147 ft deep x 59 ft wide
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1105 MAIN ST
City	WAVERLY
State	MO
Zip	64096-8131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT BLK 40 ST THOMAS 4TH ADDN; 694-468, 699-587, 773-1049, 1049-690, 1188-1099, 2015DR0133, 2018DR4930
Legal Range	24
Legal Township	51
Legal Section	23
Legal Subdivision	NW COR ADD 04
Legal Block	40
Jurisdiction	LAFAYETTE MO
Township / Civil Division	MIDDLETON
Census Block Group	2
Census Block	2063
Census Tract	90300

Owner

Source: Lafayette County records · APN 06-6.0-23-2-001-042.000

Assessment roll updated October 28, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1105 MAIN ST, WAVERLY, MO 64096-8131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING URBAN & DEVELOPMENT
Dec 11, 2018	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	1105 MAIN ST, WAVERLY, MO 64096-8131
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2026DR1270
Date	Mar 31, 2026
Instrument	2026DR1270

Lender

Name	SECRETARY OF HOUSING URBAN & DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 01, 2066

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Dec 11, 2018
Property Address	1105 MAIN ST, WAVERLY, MO 64096-8131
Document Number	2018DR4930
Instrument Date	Dec 06, 2018
Instrument	2018DR4930
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 MAIN ST, WAVERLY, MO 64096-8131
Investor	Possibly a Property Investor

Mortgage

Document Number	2018DR4931
Date	Dec 11, 2018
Instrument	2018DR4931

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Lafayette County records · Assessment roll updated October 28, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Waverly City
Unified School District	Santa Fe R-X School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$386.00	$5,212 (+14.02%)	$27,430 (+14.03%) Land $3,990 Building $23,440
2023		$4,571	$24,056 Land $3,496 Building $20,560

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lafayette County (29107C), updated November 26, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 15% of Missouri
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
Green Hills Telephone	Cable	250 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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