1105 Lee St, Covington, KY 41011 Property Records

Kenton County property record for 1105 Lee St, Covington, KY 41011

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,608 sqft · built 1919
Lot Size0.103 acres (4,500 sqft)
Owner2 Individual Names on File
Last Sale$146,000 (Sep 2014)
Tax Bill$2,252 (2025)
Deeds & MortgagesFeb 2026 Transfer
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN054-22-09-011.00

Property Details

APN / Parcel Number

Primary APN054-22-09-011.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,608 sqft Finished Area
Gross Area2,314 sqft

Exterior

Year BuiltBuilt 1919
Effective Year BuiltEffective 1919
Exterior MaterialBrick
Foundation TypeStone
Roof MaterialMetal
Lot Area4,500 sqft (0.103 acres)
Lot Dimensions90 ft deep x 50 ft wide
Garage TypeDetached
Garage Area165 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1105 LEE ST
CityCOVINGTON
StateKY
Zip41011-2210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEHMER LOTS 30-31 50'X 90'
Legal SubdivisionLEHMER
Legal Phase2
Legal Lot Number30-31
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1018
Census Tract60700

Owner

1105 Lee St is owned and occupied by two individuals who acquired it in February 2026.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1105 LEE ST, COVINGTON, KY 41011-2210
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2026Intrafamily Transfer, Transfer
Aug 18, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Jul 10, 2017Loan Modification, Mortgage · Conventional Mortgage
COLDWELL BANKER HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2014 · Amount on File
Deed SaleSep 2, 2014 · Amount on File
Prior SaleDec 17, 2008 · Amount on File
Deed Document Number201409 02 059 00072
Deed Book / Page5485 / 18
Last Transfer DateFeb 13, 2026
Transfer Doc0000003012
Record UpdatedOct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKENTON KY
Recording DateFeb 16, 2026
Property Address1105 LEE ST, COVINGTON, KY 41011-2210
Document Number0000003012
Book / Page390 / 160
Instrument DateFeb 13, 2026
Instrument26059000003012
Transaction TypeTransfer
Record UpdatedMar 3, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1105 LEE ST, COVINGTON, KY 41011-2210

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1105 LEE ST, COVINGTON, KY 41011-2210

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address1105 LEE ST, COVINGTON, KY 41011-2210
Transaction TypeMortgage
Record UpdatedSep 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1105 LEE ST, COVINGTON, KY 41011-2210

Mortgage

Document Number0005900275
DateAug 18, 2021
Book Page259/70
Instrument21081805900275
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term312 Months
DueAug 1, 2047

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionKENTON KY
Property Address1105 LEE ST, COVINGTON, KY 41011-2210
Document Number0000000162
Book / Page006231 / 000078
Instrument DateJul 10, 2017
Transaction TypeMortgage
Record UpdatedAug 31, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1105 LEE ST COVINGTON KY 410112210, COVINGTON, KY 41011-2210

Mortgage

Document Number0000000162
DateAug 23, 2017
Book Page006231/000078
Instrument162
Lender
NameCOLDWELL BANKER HM LNS
TypeFunding / Finance Company
AddressMT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1105 Lee St was $2,252.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$170,000 (-) Land $10,000 Building $160,000$170,000 (-) Land $10,000 Building $160,000
2025$2,252.00$170,000 Land $5,000 Building $165,000$170,000 Land $5,000 Building $165,000
2023$2,264.00$170,000 Land $5,000 Building $165,000$170,000 Land $5,000 Building $165,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1105 Lee St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1105 Lee St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on Lee St

Nearby Streets

Search Property Records by Address or Parcel Number