1105 Lay Ave, Warsaw, MO 65355 Property Records

Benton County property record for 1105 Lay Ave, Warsaw, MO 65355 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1,728 sqft · built 1905
Lot Size	1.5 acres (65,340 sqft)
Owner	Individual Name on File
Tax Bill	$1,494 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`144017001008015000`

Property Details

APN / Parcel Number

Primary APN	`144017001008015000`

Interior

Building Area	1,728 sqft Base Area

Exterior

Year Built	Built 1905
Foundation Type	Concrete
Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Street Address	1105 LAY AVE
City	WARSAW
State	MO
Zip	65355-3011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W 1/2 SWNE & PT E 1/2 SENW WARSAW CITY
Jurisdiction	BENTON MO
Township / Civil Division	SOUTH LINDSEY
Census Block Group	1
Census Block	1072
Census Tract	460300

Owner

Source: Benton County records · APN 144017001008015000

Assessment roll updated May 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	25260 HIGHWAY H, LINCOLN, MO 65338-2546
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 01, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 07, 2023	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2023
Deed Sale	Jul 07, 2023
Prior Sale	Dec 29, 2022 · Amount on Record
Deed Document Number	20232584
Deed Book / Page	2023 / 2584
Record Updated	Jun 08, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MO
Property Address	LAY AVE, WARSAW, MO 65355
Transaction Type	Mortgage
Record Updated	Jan 22, 2024
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 LAY AVE, WARSAW, MO 65355-3011

Mortgage

Document Number	000659/226
Date	Oct 01, 2019
Book Page	659/226
Instrument	19-3837

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CHESTERFIELD, MO 63005

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Dec 01, 2047

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BENTON MO
Recording Date	Jul 07, 2023
Property Address	LAY AVE, WARSAW, MO 65355
Document Number	02023/2584
Book / Page	2023 / 2584
Instrument Date	Jun 27, 2023
Instrument	20232584
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	NOT AVAILABLE, DRAKE LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25260 HIGHWAY H, LINCOLN, MO 65338-2546

Mortgage

Document Number	0020232585
Date	Jul 07, 2023
Instrument	20232585

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated May 31, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Benton County
Municipality	Warsaw City
Unified School District	Warsaw R-IX School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,494.00 (+13.1%)	$27,150 (+10.46%)	$142,880 (+10.44%) Land $21,190 Building $121,690
2023		$24,580 (+3.76%)	$129,368 (+3.76%)
2022	$1,321.00	$23,690
2021			$124,684

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (29015C), updated June 2, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290154603001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 177 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Co-Mo Electric Cooperative	Fiber	1,000 / 1,000

May also be available at this address: Wisper ISP, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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