1105 Lane Dr, Howe, TX 75459 Property Records

Grayson County property record for 1105 Lane Dr, Howe, TX 75459

Property Summary

Property Type	Single Family Home
Details	1,662 sqft · built 2006
Lot Size	0.189 acres (8,276 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,274 (2024)
Deeds & Mortgages	Nov 2021 Mortgage May 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`225 7062013`

Property Details

APN / Parcel Number

Primary APN	`225 7062013`
Alternative APN	`231787`

Interior

Building Area	1,662 sqft Living Area
Gross Area	2,062 sqft
1st Floor Area	1,662 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2007
Lot Area	8,276 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	167 sqft

Location & Zoning

Account Number	231787
Street Address	1105 LANE DR
City	HOWE
State	TX
Zip	75459-3697
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMIT PLACE ADDITION, BLOCK 3, LOT 2, ACRES 0.19
Legal Subdivision	SUMMIT PLACE ADDITION
Legal Block	3
Legal Lot Number	2
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	4
Census Block	4002
Census Tract	1801

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1105 LANE DR, HOWE, TX 75459-3697
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC
May 22, 2019	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE MORTGAGE BANKERS INC
Jan 13, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE MORTGAGE BANKERS INC
Sep 18, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE MORTGAGE BANKERS INC
Dec 16, 2020	Loan Modification, Mortgage FIRST UNITED BK
Jun 8, 2018	Warranty Deed, Transfer · FHA Mortgage LEGACY BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2018
Deed Sale	Jun 8, 2018
Prior Sale	Jul 13, 2006
Deed Document Number	2018-00012893
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1105 LANE DR, HOWE, TX 75459-3697
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037356
Date	Nov 2, 2021
Instrument	2021-00037356

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1105 LANE DR, HOWE, TX 75459-3697
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	EQUITY SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011920
Date	May 22, 2019
Instrument	2019-00011920

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1105 LANE DR, HOWE, TX 75459-3697
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000911
Date	Jan 13, 2020
Instrument	2020-00000911

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2045

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1105 LANE DR, HOWE, TX 75459-3697
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025186
Date	Sep 18, 2020
Instrument	2020-00025186

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GRAYSON TX
Property Address	1105 LANE DR, HOWE, TX 75459-3697
Document Number	0000035846
Instrument Date	Dec 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	515 S MAXEY ST SHERMAN TX 750906961, SHERMAN, TX 75090-6961

Mortgage

Document Number	0000035846
Date	Dec 23, 2020
Instrument	35846

Lender

Name	FIRST UNITED BK
Type	Bank
Address	SHERMAN, TX 75090

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Dec 22, 2021

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Jun 8, 2018
Property Address	1105 LANE DR, HOWE, TX 75459-3697
Document Number	0000012893
Instrument Date	Jun 7, 2018
Instrument	12893
Transaction Type	Transfer
Record Updated	Jun 28, 2018
Title Company	CHAPIN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1105 LANE DR HOWE TX 754593697, HOWE, TX 75459-3697

Mortgage

Document Number	12894
Date	Jun 8, 2018
Instrument	12894

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Howe Town
Unified School District	Howe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$286,099 (-14.13%) Land $64,060 Building $260,276	$324,336 (-2.66%) Land $64,060 Building $260,276
2024	$2,274.00 (-37.11%)
2023		$333,188 Land $65,549 Building $267,639	$333,188 Land $65,549 Building $267,639
2022	$3,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOWE serves 4,548 people · EPA ID TX0910013
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Nextlink Fixed Wireless	400 / 100
TekWav Fixed Wireless	100 / 20

May also be available: ElektraFi, Grayson Collin Communications, Verizon.

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