1105 Iris Dr, Saint Paul, MN 55127 Property Records

Ramsey County property record for 1105 Iris Dr, Saint Paul, MN 55127

Property Summary

Property TypeTownhouse
Details4 bd · 3 ba · 1,408 sqft · built 2000
Lot Size0.6 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Jan 2019)
Tax Bill$5,120 (2025)
Deeds & MortgagesJan 2020 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-30-22-13-0055

Property Details

APN / Parcel Number

Primary APN16-30-22-13-0055
Alternative APNs
  • 163022130014
  • 8108624
  • 422204

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,408 sqft Living Area
1st Floor Area1,408 sqft
Basement Area700 sqft
Finished Basement700 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area2,614 sqft (0.6 acres)
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number422204
Street Address1105 IRIS DR
CitySAINT PAUL
StateMN
Zip55127-6902
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionCIC NO 421 BIRCH LAKE VILLAS LOT 3 BLK 1
Legal Range22
Legal Township30
Legal Section16
Legal SubdivisionCIC NO 421 BIRCH LAKE VILLAS
Legal Block1
Legal Lot Number3
JurisdictionRAMSEY MN
Township / Civil DivisionWHITE BEAR
Census Block Group1
Census Block1000
Census Tract40504

Owner

Source: Ramsey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1105 IRIS DR, SAINT PAUL, MN 55127-6902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MTG
Jan 9, 2019Warranty Deed, Transfer · FHA Mortgage
BELL BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 9, 2019 · Amount on Record
Deed SaleJan 9, 2019 · Amount on Record
Prior SaleDec 21, 2015 · Amount on Record
Deed Document Number20194742152
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address1105 IRIS DR, WHITE BEAR TP, MN 55127-6902
Document Number0004795596
Instrument DateJan 22, 2020
Transaction TypeMortgage
Record UpdatedFeb 17, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1105 IRIS DR ST PAUL MN 551276902, ST PAUL, MN 55127-6902

Mortgage

Document Number0004795596
DateJan 30, 2020
Instrument4795596
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 29, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJan 9, 2019
Property Address1105 IRIS DR, WHITE BEAR TP, MN 55127-6902
Document Number0004742152
Instrument DateDec 28, 2018
Instrument4742152
Transaction TypeTransfer
Record UpdatedJan 21, 2019
Title CompanyTITLESMART

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$918.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1105 IRIS DR ST PAUL MN 551276902, ST PAUL, MN 55127-6902

Mortgage

Document Number4742153
DateJan 9, 2019
Instrument4742153
Lender
NameBELL BK
AddressFARGO, ND 58103
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 8, 2049

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
County SubdivisionWhite Bear Township
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$360,100 (-0.11%) Land $50,000 Building $310,100$360,100 (-0.11%) Land $50,000 Building $310,100
2025$5,120.00 (-14.55%)
2023$5,992.00 Homeowner's exemption$360,500 Land $50,000 Building $310,500$360,500 Land $50,000 Building $310,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Bear Township
serves 11,699 people · EPA ID MN1620025
Water SourceGroundwater
Last State InspectionJun 2025
Lead1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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