1105 Highwater Dr, Georgetown, TX 78628 Property Records

Williamson County property record for 1105 Highwater Dr, Georgetown, TX 78628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,828 sqft · built 2021
Lot Size	0.186 acres (8,102 sqft)
Owner	2 Individual Names on File
Last Sale	$490,200 (Nov 2021)
Tax Bill	$12,012 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`R-20-9981-042R-0005`

Property Details

APN / Parcel Number

Primary APN	`R-20-9981-042R-0005`
Alternative APNs	`R591410` `414761`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,828 sqft Living Area
1st Floor Area	1,482 sqft
2nd Floor Area	1,346 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stone
Lot Area	8,102 sqft (0.186 acres)
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R209981042R0005
Street Address	1105 HIGHWATER DR
City	GEORGETOWN
State	TX
Zip	78628-2391
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S12211 - WATER OAK NORTH SEC 4 PH 2, BLOCK R, LOT 5, ACRES 0.186
Legal Subdivision	WATER OAK NORTH SEC 4 PH 2
Legal Block	R
Legal Lot Number	5
Jurisdiction	WILLIAMSON TX
Township / Civil Division	ROUND ROCK-GEORGETOWN
Census Block Group	1
Census Block	1006
Census Tract	20124

Owner

1105 Highwater Dr is owned and occupied by two individuals who bought it in November 2021.

Source: Williamson County records, as of September 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1105 HIGHWATER DR, GEORGETOWN, TX 78628-2391
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 22, 2020	Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on File
Deed Sale	Nov 24, 2021 · Amount on File
Deed Document Number	2021179986
Prior Transfer Date	Nov 23, 2021
Prior Transfer Doc	0000179986
Record Updated	Oct 29, 2026

November 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WILLIAMSON TX
Recording Date	Nov 24, 2021
Property Address	1105 HIGHWATER DR, GEORGETOWN, TX 78628-2391
Document Number	0000179986
Map Reference	DOC 2020001025
Instrument Date	Nov 23, 2021
Instrument	2021179986
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 21, 2022
Title Company	AUSTIN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 HIGHWATER DR, GEORGETOWN, TX 78628-2391

Mortgage

Document Number	0000179987
Date	Nov 24, 2021
Instrument	2021179987

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILLIAMSON TX
Recording Date	Dec 22, 2020
Property Address	1105 HIGHWATER DR, GEORGETOWN, TX 78628-2391
Document Number	0000163631
Instrument Date	Dec 21, 2020
Instrument	163631
Transaction Type	Transfer
Record Updated	Jan 13, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8920 BUSINESS PARK DR #350 AUSTIN TX 787597636, 350, AUSTIN, TX 78759-7636

Tax Assessment & Valuation

The 2025 property tax bill for 1105 Highwater Dr was $12,012 with a homeowner's exemption, up 3% from the year before.

Source: Williamson County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Williamson County
Unified School District	Georgetown Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,012.00 (+3.05%) Homeowner's exemption	$516,863 Land $100,000 Building $416,863	$516,863 Land $100,000 Building $416,863
2024	$11,657.00 (-4.12%)
2023	$12,158.00 (-24.27%) Homeowner's exemption	$545,392 Land $100,000 Building $445,392	$545,392 Land $100,000 Building $445,392
2022	$16,054.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1105 Highwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1105 Highwater Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 191,639 people · EPA ID TX2460001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Western Broadband Fixed Wireless	200 / 40

May also be available: SOS Communications, Spectrum.

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