1105 Highpointe Dr, Dekalb, IL 60115 Property Records

DeKalb County property record for 1105 Highpointe Dr, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba
Lot Size	0.338 acres (14,714 sqft)
Owner	2 Individual Names on Record
Last Sale	$234,000 (Aug 2007)
Tax Bill	$7,730 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-28-225-002`

Property Details

APN / Parcel Number

Primary APN	`08-28-225-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories

Exterior

Lot Area	14,714 sqft (0.338 acres)
Lot Dimensions	100 ft deep x 116 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Account Number	0828225002
Street Address	1105 HIGHPOINTE DR
City	DEKALB
State	IL
Zip	60115-6100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OVERLOOK POINTE PUD PHASE 1-LOT 7
Legal Subdivision	OVERLOOK POINTE PUD PHASE 1
Legal Phase	1
Legal Lot Number	7
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	5
Census Block	5000
Census Tract	1400

Owner

Source: DeKalb County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1105 HIGHPOINTE DR, DEKALB, IL 60115-6100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Oct 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage EUREKA SAVINGS BANK
Feb 22, 2019	Loan Modification, Mortgage · Conventional Mortgage FIRST NAT'L BK/OMAHA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2007 · Amount on Record
Deed Sale	Aug 20, 2007 · Amount on Record
Deed Document Number	200714752
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	Aug 13, 2026
Property Address	1105 HIGHPOINTE DR, DEKALB, IL 60115-6100
Document Number	0000007201
Instrument Date	Aug 7, 2026
Instrument	20267201
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1105 HIGHPOINTE DR, DEKALB, IL 60115-6100

Mortgage

Document Number	0000007201,
Date	Aug 13, 2026
Instrument	20267201

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Rate	7.25%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	1105 HIGHPOINTE DR, DEKALB, IL 60115-6100
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013750
Date	Oct 22, 2021
Instrument	2021013750

Lender

Name	EUREKA SAVINGS BANK
Type	Bank
Address	MENDOTA, IL 61342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DE KALB IL
Property Address	1105 HIGHPOINTE DR, DEKALB, IL 60115-6100
Document Number	0000004134
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 HIGHPOINTE DR DEKALB IL 601156100, DEKALB, IL 60115-6100

Mortgage

Document Number	0000004134
Date	May 20, 2019
Instrument	4134

Lender

Name	FIRST NAT'L BK/OMAHA NA
Address	OMAHA, NE 68197

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 19, 2059

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,834 (+25.6%) Land $13,082 Building $99,752	$338,502 (+25.6%) Land $39,246 Building $299,256
2024	$7,730.00
2023		$89,838 Land $10,416 Building $79,422	$269,514 Land $31,248 Building $238,266

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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