1105 Gray Ct, New Castle, DE 19720 Property Records

New Castle County property record for 1105 Gray Ct, New Castle, DE 19720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,280 sqft · built 1973
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,556 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-014.00-433`

Property Details

APN / Parcel Number

Primary APN	`21-014.00-433`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,280 sqft Living Area
1st Floor Area	640 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Townhouse
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	116 ft deep x 28 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1105 GRAY CT
City	HISTORIC NEW CASTLE
State	DE
Zip	19720-6039
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	21R-3
Legal Subdivision	WASHINGTON SQUARE
Legal Block	C
Legal Lot Number	26
Jurisdiction	NEW CASTLE DE
Township / Civil Division	NEW CASTLE
Census Block Group	2
Census Block	2004
Census Tract	16200

Owner

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1105 GRAY CT, HISTORIC NEW CASTLE, DE 19720-6039
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020
Deed Sale	May 12, 2020
Prior Sale	Nov 1, 1973 · Amount on Record
Deed Document Number	202037183
Record Updated	Jun 8, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	May 12, 2020
Property Address	1105 GRAY CT, HISTORIC NEW CASTLE, DE 19720-6039
Document Number	0000037183
Map Reference	MF 2796
Instrument Date	Mar 30, 2020
Instrument	20200512-0037183
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1105 GRAY CT, HISTORIC NEW CASTLE, DE 19720-6039

Mortgage

Document Number	0000037187
Date	May 12, 2020
Instrument	20200512-0037187

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Municipality	New Castle City
Unified School District	Colonial School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,556.00 (+51.51%)	$280,200 (+607.58%) Land $56,500 Building $223,700
2024			$195,030
2023	$1,027.00	$39,600 Land $3,800 Building $35,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1999–2006)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2006 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.1% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUNICIPAL SERVICES COMMISSION serves 5,549 people · EPA ID DE0000634
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20