Franklin County property record for 1105 Gray Ave, Carrabelle, FL 32322
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3 ba · 3,904 sqft · built 2000 |
| Lot Size | 0.993 acres (43,255 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Jun 2026) |
| Tax Bill | $8,513 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2025 Foreclosure + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 20-07S-04W-4150-0010-0040 |
| Primary APN | 20-07S-04W-4150-0010-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,904 sqft Living Area |
| Gross Area | 4,768 sqft |
| 1st Floor Area | 3,040 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,255 sqft (0.993 acres) |
| Lot Dimensions | 234 ft deep x 185 ft wide |
| Garage Area | 864 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1105 GRAY AVE |
|---|---|
| City | CARRABELLE |
| State | FL |
| Zip | 32322-6848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 11 OF UNPLATTED PART OF SUN-N-SANDS VILLAGE 639/181 838/462 1203/648 1223/602 1231/196 1254/664 1387/592 1389/179-DEATH CERT |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 20 |
| Legal Subdivision | SUN-N-SANDS VILLAGE |
| Legal Tract | 11 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 970101 |
Source: Franklin County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1105 GRAY AVE, CARRABELLE, FL 32322-6848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Oct 30, 2025 | Trustee's Deed, Foreclosure |
| Mar 25, 2024 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 2, 2023 | Deed of Trust, Mortgage · Line of Credit PRIME MERIDIAN BANK |
| Dec 9, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage TJC MORTGAGE INC |
| Nov 19, 2018 | Quit Claim Deed, Transfer · Commercial Mortgage CENTENNIAL BANK |
| Oct 4, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2026 · Amount on Record |
| Deed Sale | Jun 11, 2026 · Amount on Record |
| Prior Sale | Oct 30, 2025 · Amount on Record |
| Deed Document Number | 20262664 |
| Deed Book / Page | 1446 / 760 |
| Prior Transfer Date | Mar 25, 2024 |
| Prior Transfer Doc | 0019001417 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Jun 11, 2026 |
| Property Address | 1105 GRAY AVE, CARRABELLE, FL 32322-6848 |
| Document Number | 0000002664 |
| Book / Page | 1446 / 760 |
| Instrument Date | Jun 10, 2026 |
| Instrument | 20262664 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2026 |
| Title Company | MIDFLORIDA TITLE PROFESSIONALS, MIDFLORIDA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $233,310.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1105 GRAY AVE, CARRABELLE, FL 32322-6848 |
| Document Number | 0000002665, |
|---|---|
| Date | Jun 11, 2026 |
| Instrument | 20262665 |
| Name | CMG MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Oct 30, 2025 |
| Property Address | 1105 GRAY AVE, CARRABELLE, FL 32322-6848 |
| Document Number | 0019005073 |
| Book / Page | 1430 / 706 |
| Map Reference | MB 5 PG 34 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 202519005073 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,818.90 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1897 CAPITAL CIR NE, TALLAHASSEE, FL 32308-4598 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Mar 25, 2024 |
| Property Address | 1105 GRAY AVE, CARRABELLE, FL 32322-6848 |
| Document Number | 0019001417 |
| Book / Page | 1387 / 592 |
| Map Reference | MB 5 PG 34 |
| Instrument Date | Mar 25, 2024 |
| Instrument | 202419001417 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1105 GRAY AVE, CARRABELLE, FL 32322-6848 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 1105 GRAY AVE, CARRABELLE, FL 32322-6848 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1105 GRAY AVE, CARRABELLE, FL 32322-6848 |
| Document Number | 0019000949 |
|---|---|
| Date | Mar 2, 2023 |
| Book Page | 1357/381 |
| Instrument | 202319000949 |
| Name | PRIME MERIDIAN BANK |
|---|---|
| Type | Bank |
| Address | TALLAHASSEE, FL 32312 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Dec 9, 2019 |
| Property Address | 1105 GRAY AVE, CARRABELLE, FL 32322-6848 |
| Document Number | 0019005440 |
| Book / Page | 1254 / 664 |
| Map Reference | MB 5 PG 34 |
| Instrument Date | Oct 14, 2019 |
| Instrument | 201919005440 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 105 GRAY AVE, CARRABELLE, FL 32322 |
| Document Number | 0000000668 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 1254/668 |
| Name | TJC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Nov 19, 2018 |
| Property Address | 1105 GRAY AVE, CARRABELLE, FL 32322-6848 |
| Document Number | 0019005415 |
| Book / Page | 1231 / 196 |
| Map Reference | MB5 PG34 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 201819005415 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2514 HIGHWAY 515 S, 2514, JASPER, GA 30143-5810 |
| Name | Verified Name |
|---|---|
| Address | 2514 HIGHWAY 515 S, JASPER, GA 30143-5810 |
| Document Number | 0019005416 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 1231/199 |
| Instrument | 201819005416 |
| Name | CENTENNIAL BANK |
|---|---|
| Type | Bank |
| Address | CARRABELLE, FL 32322 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Nov 15, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Oct 4, 2017 |
| Property Address | 1105 GRAY AVE, CARRABELLE, FL 32322-6848 |
| Document Number | 0019005135 |
| Book / Page | 001203 / 000648 |
| Instrument Date | Sep 21, 2017 |
| Instrument | 19005135 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | PO BOX 650043 DALLAS TX 752650043, DALLAS, TX 75265-0043 |
| Investor | Possibly a Property Investor |
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Municipality | Carrabelle City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,513.00 (+115.52%) | $508,020 (+62.36%) Land $29,600 Building $478,420 | $508,020 (-1.08%) Land $29,600 Building $478,420 |
| 2024 | $3,950.00 (+1.26%) Homeowner's exemption Widower's exemption | $312,906 (+3%) | $513,561 (+23.94%) Land $29,600 Building $483,961 |
| 2023 | $3,901.00 (-14.68%) Homeowner's exemption Widower's exemption | $303,792 (+3%) | $414,371 (+32.47%) Land $29,600 Building $384,771 |
| 2022 | $4,572.00 Widower's exemption | $294,944 | $312,807 Land $29,600 Building $283,207 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 43 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 72 units insured incl. 29 condo units |
| Nearby Flood Claims | 7 (2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CARRABELLE WATER SYSTEM serves 3,690 people · EPA ID FL1190118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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