1105 Forest Ave, Ludlow (Covington), KY 41016 Property Records

Kenton County property record for 1105 Forest Ave, Ludlow, KY 41016

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,112 sqft · built 1920
Lot Size	0.069 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Aug 2022)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Aug 2022 Sale Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`040-30-01-019.09`

Property Details

APN / Parcel Number

Primary APN	`040-30-01-019.09`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,112 sqft Finished Area

Exterior

Year Built	Built 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,049 sqft (0.069 acres)
Lot Dimensions	110 ft deep x 30 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0403001019.09
Street Address	1105 FOREST AVE
City	LUDLOW
State	KY
Zip	41016-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GIBSON & WRIGHT LOT 3 SS FOREST 60' W DIVISION
Legal Subdivision	GIBSON & WRIGHT
Legal Lot Number	3
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	4
Census Block	4006
Census Tract	63800

Owner

Source: Kenton County records, as of November 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1105 FOREST AVE, LUDLOW, KY 41016-1613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI
Jul 6, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2022 · Amount on Record
Deed Sale	Aug 3, 2022 · Amount on Record
Prior Sale	Jul 6, 2021 · Amount on Record
Deed Document Number	0000180850
Deed Book / Page	180 / 850
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 3, 2022
Property Address	1105 FOREST AVE, LUDLOW, KY 41016-1613
Document Number	0005900097
Book / Page	180 / 850
Instrument Date	Jul 25, 2022
Instrument	22080305900097
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 PARK AVE S, 228, NEW YORK, NY 10003-1502

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 FOREST AVE, LUDLOW, KY 41016-1613

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Jul 6, 2021
Property Address	1105 FOREST AVE, LUDLOW, KY 41016-1613
Document Number	0005900066
Book / Page	101 / 612
Instrument Date	Jun 9, 2021
Instrument	21070605900066
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Amount	Amount Recorded
Tax	$66.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 GREEN ACRES RD, 32, SAINT LOUIS, MO 63137-1811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 PARK AVE S # 73833, 73833, NEW YORK, NY 10003-1502
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00 (+99.25%)	$80,000 (+1%) Land $5,000 Building $75,000	$80,000 (+1%) Land $5,000 Building $75,000
2023	$532.00	$40,000 Land $5,000 Building $35,000	$40,000 Land $5,000 Building $35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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