1105 E College St, Bainbridge, GA 39819 Property Records

Decatur County property record for 1105 E College St, Bainbridge, GA 39819

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,812 sqft · built 1950
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jun 2026)
Tax Bill	$1,589 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B0640-035-000`

Property Details

APN / Parcel Number

Primary APN	`B0640-035-000`
Alternative APNs	`B064000000035000` `16099`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,812 sqft Heated Area
1st Floor Area	1,824 sqft
Utility Area	242 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	168 ft deep x 136 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	238 sqft
Patio Area	440 sqft
Utility Building	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16099
Street Address	1105 E COLLEGE ST
City	BAINBRIDGE
State	GA
Zip	39819-4707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	188 289 1105 E COLLEGE ST
Legal Subdivision	MORNINGSIDE
Legal Block	I
Legal Lot Number	46-47
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	3
Census Block	3034
Census Tract	970600

Owner

Source: Decatur County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1105 E COLLEGE ST, BAINBRIDGE, GA 39819-4707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE
Apr 16, 2019	Deed of Trust, Mortgage · FHA Mortgage LOAN DEPOT COM

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	Feb 25, 2005 · Amount on File
Deed Book / Page	567 / 48
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Jun 15, 2026
Property Address	1105 E COLLEGE ST, BAINBRIDGE, GA 39819-4707
Document Number	0567000048
Book / Page	567 / 48
Instrument Date	Jun 12, 2026
Transaction Type	Transfer
Record Updated	Jul 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 E COLLEGE ST, BAINBRIDGE, GA 39819-4707

Mortgage

Document Number	0567000050,
Date	Jun 15, 2026
Book Page	567/50

Lender

Name	AMERICAN PACIFIC MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	1105 E COLLEGE ST, BAINBRIDGE, GA 39819-4707
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 COLLEGE ST, GA

Mortgage

Document Number	0000000442/0000000568
Date	Apr 16, 2019
Book Page	0000000442/0000000568

Lender

Name	LOAN DEPOT COM

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 1, 2020

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bainbridge City
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,589.00 (+5.16%) Homeowner's exemption	$58,687 (+15.56%) Land $4,540 Building $54,147	$146,718 (+15.56%) Land $11,350 Building $135,368
2023	$1,511.00 (-3.7%) Homeowner's exemption	$50,785 Land $4,540 Building $46,245	$126,963 Land $11,350 Building $115,613
2022	$1,569.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE serves 14,500 people · EPA ID GA0870001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bainbridge Fiber, T-Mobile.

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