Winnebago County property record for 1105 E Co Rd Z, Oshkosh, WI 54902
| Property Type | Single Family Home |
|---|---|
| Lot Size | 6.06 acres (263,974 sqft) |
| Owner | Individual Name on File |
| Last Sale | $106,800 (Aug 2023) |
| Tax Bill | $3,509 (2024) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-0516-02 |
| Primary APN | 004-0516-02 |
|---|---|
| Alternative APN |
|
| Lot Area | 263,974 sqft |
|---|
| Account Number | 27112 |
|---|---|
| Street Address | 1105 E COUNTY ROAD Z |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-9133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NE NW DESC AS LOT 2 OF CSM-4739 6.06 A. |
| Legal Range | 17E |
| Legal Township | 17N |
| Legal Section | 32 |
| Legal Subdivision | CERTIFIED SURV MAP 4739 |
| Legal Lot Number | 2 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | BLACK WOLF |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 1900 |
1105 E Co Rd Z is owned and occupied by an individual who bought it in August 2023.
Source: Winnebago County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1105 E COUNTY ROAD Z, OSHKOSH, WI 54902-9133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Aug 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage VERVE A CU |
| Jul 5, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage VERVE A CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2023 · Amount on File |
| Deed Sale | Aug 21, 2023 · Amount on File |
| Deed Document Number | 20231908790 |
| Prior Transfer Date | Aug 18, 2023 |
| Prior Transfer Doc | 0001908790 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Jun 12, 2026 |
| Property Address | 1105 E COUNTY ROAD Z, OSHKOSH, WI 54902-9133 |
| Document Number | 0001969122 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20261969122 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1105 E COUNTY ROAD Z, OSHKOSH, WI 54902-9133 |
| Document Number | 0001969122, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 20261969122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Aug 21, 2023 |
| Property Address | 1105 E COUNTY ROAD Z, OSHKOSH, WI 54902-9133 |
| Document Number | 0001908790 |
| Map Reference | VOL 1 PG 4739 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 1908790 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1105 E COUNTY ROAD Z, OSHKOSH, WI 54902-9133 |
| Document Number | 0001908791 |
|---|---|
| Date | Aug 21, 2023 |
| Instrument | 1908791 |
| Name | VERVE A CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Jul 5, 2022 |
| Property Address | 1105 E COUNTY ROAD Z, OSHKOSH, WI 54902-9133 |
| Document Number | 0001886013 |
| Map Reference | DOC 1119924 |
| Instrument Date | Jun 20, 2022 |
| Instrument | 1886013 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1105 E COUNTY ROAD Z, OSHKOSH, WI 54902-9133 |
| Document Number | 0001886014 |
|---|---|
| Date | Jul 5, 2022 |
| Instrument | 1886014 |
| Name | VERVE A CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Aug 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 9.37% |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| County Subdivision | Black Wolf Town |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $395,700 Land $81,200 Building $314,500 | ||
| 2024 | $3,509.00 (-10.67%) | ||
| 2023 | $3,928.00 (+1.81%) Homeowner's exemption | $219,900 (-) Land $38,000 Building $181,900 | $319,528 (+11.86%) Land $55,216 Building $264,312 |
| 2022 | $3,858.00 (+7.47%) Homeowner's exemption | $219,900 (-) Land $38,000 Building $181,900 | $285,656 (+12.42%) Land $49,363 Building $236,293 |
| 2021 | $3,590.00 Homeowner's exemption | $219,900 Land $38,000 Building $181,900 | $254,090 Land $43,908 Building $210,182 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1105 E Co Rd Z in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1999–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1105 E Co Rd Z is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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