1105 E 14th St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 1105 E 14th St, Chattanooga, TN 37408

Property Summary

Property Type	Duplex
Details	4 ba · 1,680 sqft · built 2002
Lot Size	0.111 acres (4,837 sqft)
Owner	Company Name on Record
Last Sale	$135,000 (Dec 2019)
Tax Bill	$1,309 (2025)
Deeds & Mortgages	Dec 2019 Sale & Line of Credit Nov 2018 Loan Modification + 1 more
Flood Zone	Zone X (moderate risk)
APN	`146P B 022`

Property Details

APN / Parcel Number

Primary APN	`146P B 022`
Alternative APN	`0000077648`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,680 sqft Total Area

Exterior

Year Built	Built 2002
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	4,837 sqft (0.111 acres)
Lot Dimensions	107 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000077648
Street Address	1105 E 14TH ST
City	CHATTANOOGA
State	TN
Zip	37408-1607
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3
Legal Description	LOT 307 ORANGE GROVE PB 3 PG 39
Legal Subdivision	ORANGE GROVE
Legal Lot Number	307
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1042
Census Tract	1400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	601 FOREST AVE, CHATTANOOGA, TN 37405-3928
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Warranty Deed, Transfer · Line of Credit BANCORPSOUTH
Nov 5, 2018	Loan Modification, Mortgage · Conventional Mortgage SMARTBANK
Sep 25, 2017	Loan Modification, Mortgage · Conventional Mortgage SMARTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2019 · Amount on Record
Deed Sale	Dec 9, 2019 · Amount on Record
Prior Sale	Jul 29, 2013 · Amount on Record
Deed Document Number	2019120900263
Deed Book / Page	11843 / 244
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Dec 9, 2019
Property Address	1105 E 14TH ST, CHATTANOOGA, TN 37408-1607
Document Number	1209000263
Book / Page	011843 / 000244
Instrument Date	Dec 5, 2019
Instrument	191209000263
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	NORTHSHORE TITLE AND ESCROW, NORTHSHORE TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$499.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2320 DAVID CIR CHATTANOOGA TN 374211719, CHATTANOOGA, TN 37421-1719

Mortgage

Document Number	1209000264
Date	Dec 9, 2019
Book Page	011843/000247
Instrument	191209000264

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 8, 2039

Interest

Rate Type	Adjustable Rate

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	1105 E 14TH ST, CHATTANOOGA, TN 37408-1607
Document Number	1203000032
Instrument Date	Nov 5, 2018
Transaction Type	Mortgage
Record Updated	Dec 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 E 14TH ST #A CHATTANOOGA TN 374081607, A, CHATTANOOGA, TN 37408-1607

Mortgage

Document Number	1203000032
Date	Dec 3, 2018
Book Page	011513/000088
Instrument	181203000032

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 2, 2019

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	1105 E 14TH ST, CHATTANOOGA, TN 37408-1607
Document Number	0000000033
Book / Page	011195 / 000260
Instrument Date	Sep 25, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 E 14TH ST CHATTANOOGA TN 374081607, CHATTANOOGA, TN 37408-1607

Mortgage

Document Number	0000000033
Date	Nov 3, 2017
Book Page	011195/000260
Instrument	33

Lender

Name	SMARTBANK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 2, 2018

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,309.00 (-8.33%)	$86,400 (+35.34%)	$216,000 (+35.34%) Land $50,000 Building $166,000
2024	$1,428.00	$63,840 (-)	$159,600 (-) Land $30,000 Building $129,600
2023	$1,428.00	$63,840 (-)	$159,600 (-) Land $30,000 Building $129,600
2022	$1,428.00	$63,840	$159,600 Land $30,000 Building $129,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1990–1997)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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