1105 Division St, Red Oak, IA 51566 Property Records

Montgomery County property record for 1105 Division St, Red Oak, IA 51566 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,392 sqft · built 1968
Lot Size	0.258 acres (11,250 sqft)
Owner	Individual Name on File
Last Sale	$70,750 (Mar 2018)
Tax Bill	$3,304 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`600628226028000`

Property Details

APN / Parcel Number

Primary APN	`600628226028000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,392 sqft Living Area
Basement Area	1,392 sqft
Finished Basement	1,230 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,250 sqft (0.258 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	24 sqft
Deck Area	864 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	1105 DIVISION ST
City	RED OAK
State	IA
Zip	51566-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRVIEW ADD LTS 42 & 43
Legal Lot Number	42,43
Jurisdiction	MONTGOMERY IA
Township / Civil Division	RED OAK
Census Block Group	2
Census Block	2019
Census Tract	960200

Owner

Source: Montgomery County records · APN 600628226028000

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1105 DIVISION ST, RED OAK, IA 51566-2000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA
Feb 15, 2018	Deed of Trust, Mortgage BANK IOWA
Feb 15, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 02, 2018 · Amount on Record
Deed Sale	Mar 02, 2018 · Amount on Record
Deed Document Number	2018-247
Deed Book / Page	2018 / 247
Prior Transfer Date	Feb 15, 2018
Prior Transfer Doc	000000000247
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	1105 DIVISION ST, RED OAK, IA 51566-2000
Transaction Type	Mortgage
Record Updated	Oct 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/1300
Date	Aug 15, 2022
Book Page	2022/1300
Instrument	2022 1300

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	1105 DIVISION ST, RED OAK, IA 51566-2000
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02020/1108
Date	Jun 30, 2020
Book Page	2020/1108
Instrument	2020 1108

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2035

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	1105 DIVISION ST, RED OAK, IA 51566-2000
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000248
Date	Feb 15, 2018
Book Page	0000002018/0000000248
Instrument	000000000248

Lender

Name	BANK IOWA
Type	Bank

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY IA
Recording Date	Feb 15, 2018
Property Address	1105 DIVISION ST, RED OAK, IA 51566-2000
Document Number	2018/247
Book / Page	2018 / 247
Instrument Date	Feb 08, 2018
Instrument	000000000247
Transaction Type	Transfer
Record Updated	Sep 07, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 DIVISION ST, RED OAK, IA 51566-2000

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Red Oak City
Unified School District	Red Oak Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$171,450 (+13.54%) Land $17,270 Building $154,180	$171,450 (+13.54%) Land $17,270 Building $154,180
2024	$3,304.00 (+37.9%)
2023		$151,010 Land $13,640 Building $137,370	$151,010 Land $13,640 Building $137,370
2022	$2,396.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (19137C), updated May 1, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 191379602002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 362 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Farmers Mutual Telephone Company of Stanton, Iowa	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50

May also be available at this address: Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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