Cherokee County property record for 1105 Co Rd 148, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 1940 |
| Lot Size | 17 acres (740,520 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $525 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-07-25-0-000-005.000 |
| Primary APN | 13-14-07-25-0-000-005.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,344 sqft Living Area |
| 1st Floor Area | 1,344 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 740,520 sqft (17 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 168 sqft |
| Account Number | 6687 |
|---|---|
| Street Address | 1105 COUNTY ROAD 148 |
| City | CENTRE |
| State | AL |
| Zip | 35960-8554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL THAT PT NE/4 SE/4 LYING E & N OF CO RD 69 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 25 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 956000 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 70 COUNTY ROAD 396, CENTRE, AL 35960-8645 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Apr 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK OF ALABAMA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Apr 23, 2026 |
| Property Address | 1105 COUNTY ROAD 148, CENTRE, AL 35960-8554 |
| Document Number | 0000243444 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026243444 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1050 COUNTY ROAD 148, CENTRE, AL 35960-8552 |
| Document Number | 0000243444, |
|---|---|
| Date | Apr 23, 2026 |
| Instrument | 2026243444 |
| Name | PEOPLES BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 22, 2031 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 1105 COUNTY ROAD 148, CENTRE, AL 35960-8554 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000217768 |
|---|---|
| Date | Apr 22, 2021 |
| Instrument | 217768 |
| Name | PEOPLES BANK OF ALABAMA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 20, 2028 |
| Rate Type | Fixed Rate |
|---|
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525.00 (+6.92%) | ||
| 2025 | $491.00 | $1,400 (-) Land $700 Building $700 | $112,000 (-) Land $60,200 Building $51,800 |
| 2024 | $491.00 | $1,400 (-88.03%) Land $700 Building $700 | $112,000 (+71.02%) Land $60,200 Building $51,800 |
| 2023 | $491.00 | $11,700 (+735.71%) | $65,488 (-41.53%) Land $13,688 Building $51,800 |
| 2022 | $491.00 | $1,400 Land $700 Building $700 | $112,000 Land $60,200 Building $51,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
4G LTE (outdoors only), no 5G reported
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