Shiawassee County property record for 1105 Clyde St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $145,000 (Jun 2023) |
| Tax Bill | $3,292 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2023 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 050-114-003-002-00 |
| Primary APN | 050-114-003-002-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Ranch |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1105 CLYDE ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 & E 27' LOT 3 BLK 3 CITY ASSESSORS PLAT 4 |
| Legal Subdivision | ASSESSORS 4 -CITY OF OWOSSO |
| Legal Block | 3 |
| Legal Lot Number | 2-3 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30700 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1105 CLYDE ST, OWOSSO, MI 48867-4234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 20, 2023 | Warranty Deed, Transfer |
| Feb 24, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Feb 24, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2023 · Amount on Record |
| Deed Sale | Jun 20, 2023 · Amount on Record |
| Deed Document Number | 20233372239 |
| Deed Book / Page | 1308 / 107 |
| Prior Transfer Date | Jun 14, 2023 |
| Prior Transfer Doc | 0013080107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1105 CLYDE ST, OWOSSO, MI 48867-4234 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | MASON BURGESS TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 2873 POLAND AVE, KEEGO HARBOR, MI 48320 |
| Document Number | 0013080071 |
|---|---|
| Date | Jun 16, 2023 |
| Book Page | 1308/71 |
| Instrument | 3372203 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 20, 2023 |
| Property Address | 1105 CLYDE ST, OWOSSO, MI 48867-4234 |
| Document Number | 0013080107 |
| Book / Page | 1308 / 107 |
| Map Reference | LB 1 PG 39 |
| Instrument Date | Jun 14, 2023 |
| Instrument | 3372239 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,087.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 105 CLYDE ST, OWOSSO, MI 48867 |
| Name | Verified Name |
|---|---|
| Address | 1105 CLYDE ST, OWOSSO, MI 48867-4234 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 24, 2020 |
| Property Address | 1105 CLYDE ST, OWOSSO, MI 48867-4234 |
| Document Number | 0012660296 |
| Book / Page | 001266 / 000296 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 3329926 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1005 S CHIPMAN ST OWOSSO MI 488674157, OWOSSO, MI 48867-4157 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Feb 24, 2020 |
| Property Address | 1105 CLYDE ST, OWOSSO, MI 48867-4234 |
| Document Number | 0012660295 |
| Book / Page | 001266 / 000295 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 3329925 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1105 CLYDE ST OWOSSO MI 488674234, OWOSSO, MI 48867-4234 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,200 (+1%) | $180,400 (+1%) | |
| 2025 | $3,292.00 (+49.09%) Homeowner's exemption | $82,000 (+20.94%) | $164,000 (+20.94%) |
| 2024 | $2,208.00 | ||
| 2023 | $2,208.00 Homeowner's exemption | $67,800 | $135,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 15 (1981–2009) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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