1105 Central Ave, Bowie, TX 76230 Property Records

Montague County property record for 1105 Central Ave, Bowie, TX 76230 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,341 sqft · built 1957
Lot Size	0.248 acres (10,819 sqft)
Owner	Company Name on File
Tax Bill	$825 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Dec 2021 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R000002834`

Property Details

APN / Parcel Number

Primary APN	`R000002834`
Alternative APN	`10206.0002.0003.0000`

Interior

Stories	1 Story
Building Area	1,341 sqft Total Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	10,819 sqft (0.248 acres)
Garage Type	Carport
Garage Area	260 sqft
Carport	Carport
Carport Area	260 sqft
Porch	Porch
Porch Area	508 sqft
Patio Area	160 sqft

Location & Zoning

Account Number	10206.0002.0003.0000
Street Address	1105 CENTRAL AVE
City	BOWIE
State	TX
Zip	76230-4004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALL OF LOTS 2-3 BLK 2 VICKERY
Legal Subdivision	VICKERY
Legal Block	2
Legal Lot Number	2,3
Jurisdiction	MONTAGUE TX
Township / Civil Division	BOWIE
Census Block Group	1
Census Block	1024
Census Tract	950501

Owner

Source: Montague County records · APN R000002834

Assessment roll updated February 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2500 PIONEER DR, DENTON, TX 76210-1214
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Deed of Trust, Mortgage FINANCE RESERVE CAPITAL LLC
Dec 01, 2021	Deed of Trust, Mortgage · Construction Mortgage SANGER BANK
Oct 07, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage APPLE VALLEY INVESTORS LLC
Feb 13, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage FINANCE RESERVE CAPITAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 18, 2022
Deed Sale	Jan 18, 2022
Prior Sale	Oct 31, 2016
Deed Document Number	2022280
Prior Transfer Date	Oct 28, 2016
Prior Transfer Doc	0000004780
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	1105 CENTRAL AVE, BOWIE, TX 76230-4004
Transaction Type	Mortgage
Record Updated	Jan 04, 2024
Title Company	URBINA LAW AND TITLE, URBINA LAW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002205706
Date	Oct 19, 2022
Instrument	2205706

Lender

Name	FINANCE RESERVE CAPITAL LLC
Type	Non-Lending Institution
Address	FLOWER MOUND, TX 75028

Agreement

Amount	Amount Recorded

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	1105 CENTRAL AVE, BOWIE, TX 76230-4004
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 PIONEER DR, CORINTH, TX 76210-1214

Mortgage

Document Number	0002106243
Date	Dec 01, 2021
Instrument	2106243

Lender

Name	SANGER BANK
Type	Bank
Address	BOWIE, TX 76230

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Nov 29, 2036

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 29, 2026
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	13.2%
Max Rate	6.62%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	1105 CENTRAL AVE, BOWIE, TX 76230-4004
Transaction Type	Mortgage
Record Updated	Oct 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1904143
Date	Oct 07, 2019
Instrument	1904143

Lender

Name	APPLE VALLEY INVESTORS LLC
Type	Non-Lending Institution
Address	DENTON, TX 76201

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jul 25, 2020

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTAGUE TX
Property Address	1105 CENTRAL AVE, BOWIE, TX 76230-4004
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	URBINA LAW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1900592
Date	Feb 13, 2019
Instrument	1900592

Lender

Name	FINANCE RESERVE CAPITAL LLC
Type	Non-Lending Institution
Address	FLOWER MOUND, TX 75028

Agreement

Type	Stand-Alone First Mortgage

Tax Assessment & Valuation

Source: Montague County records · Assessment roll updated February 5, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bowie City
County	Montague County
Unified School District	Bowie Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$825.00 (-1.55%)	$166,420 (-) Land $16,920 Building $149,500	$166,420 (-) Land $16,920 Building $149,500
2023		$166,420 Land $16,920 Building $149,500	$166,420 Land $16,920 Building $149,500
2022	$838.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montague County (48337C), updated August 16, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 33% of Texas
Wildfire Likelihood	About 1 in 592 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 231 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Community Telephone Co.	Fiber	1,000 / 1,000
Vyve Broadband	Cable	1,000 / 50
AMG Technology Investment Group	Fixed Wireless (unlicensed)	700 / 300
Community Telephone Co.	Fixed Wireless (unlicensed)	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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