1105 Cedar Cir, Georgetown, IN 47122 Property Records

Floyd County property record for 1105 Cedar Cir, Georgetown, IN 47122

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 1980
Lot Size	0.471 acres (20,517 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Apr 2023)
Tax Bill	$1,308 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-02-03-400-411.000-003`

Property Details

APN / Parcel Number

Primary APN	`22-02-03-400-411.000-003`
Alternative APN	`0061170006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	1 Room
Stories	2 Stories
Building Area	1,420 sqft Living Area
1st Floor Area	1,420 sqft
Basement Area	1,380 sqft
Finished Basement	660 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	20,517 sqft (0.471 acres)
Lot Dimensions	136 ft deep x 135 ft wide
Terrain	Rolling
Garage Type	Basement
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0061170006
Street Address	1105 CEDAR CIR
City	GEORGETOWN
State	IN
Zip	47122-9061
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P 868 L 71
Legal Subdivision	GEORGIAN ACRES SEC 02 868
Jurisdiction	FLOYD IN
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1017
Census Tract	71104

Owner

1105 Cedar Cir is owned and occupied by an individual who bought it in April 2023.

Source: Floyd County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1105 CEDAR CIR, GEORGETOWN, IN 47122-9061
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Apr 6, 2023	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2023 · Amount on File
Deed Sale	Apr 6, 2023 · Amount on File
Deed Document Number	20233748
Prior Transfer Date	Feb 16, 2023
Prior Transfer Doc	0000001246
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLOYD IN
Property Address	1105 CEDAR CIR, GEORGETOWN, IN 47122-9061
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202006062
Date	Apr 29, 2020
Instrument	202006062

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLOYD IN
Recording Date	Apr 6, 2023
Property Address	1105 CEDAR CIR, GEORGETOWN, IN 47122-9061
Document Number	0202303748
Map Reference	PL 868
Instrument Date	Apr 5, 2023
Instrument	202303748
Transaction Type	Transfer
Record Updated	Aug 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1105 CEDAR CIR, GEORGETOWN, IN 47122-9061

Mortgage

Document Number	0202303749
Date	Apr 6, 2023
Instrument	202303749

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1105 Cedar Cir was $1,308, up 28.5% from the year before.

Source: Floyd County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Floyd County
County Subdivision	Georgetown Township
Municipality	Georgetown Town
Unified School District	New Albany-Floyd County Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,308.00 (+28.49%)	$172,500 (+23.74%) Land $21,100 Building $151,400	$172,500 (+23.74%) Land $21,100 Building $151,400
2024	$1,018.00 (-4.5%)	$139,400 (-5.04%) Land $21,100 Building $118,300	$139,400 (-5.04%) Land $21,100 Building $118,300
2023	$1,066.00 (-4.99%)	$146,800 (-0.94%) Land $21,100 Building $125,700	$146,800 (-0.94%) Land $21,100 Building $125,700
2022	$1,122.00	$148,200 Land $21,100 Building $127,100	$148,200 Land $21,100 Building $127,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1105 Cedar Cir in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2000–2009)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1105 Cedar Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - GEORGETOWN serves 3,605 people · EPA ID IN5222003
Water Source	Purchased groundwater from RAMSEY WATER COMPANY, INC.
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Mainstream Fiber Networks Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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