1105 Borden Dr, Elgin, IL 60120 Property Records

Cook County property record for 1105 Borden Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,194 sqft · built 1972
Lot Size	0.143 acres (6,238 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Oct 2017)
Tax Bill	$4,802 (2023)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-18-214-013`

Property Details

APN / Parcel Number

Primary APN	`06-18-214-013`
Alternative APN	`06-18-214-013-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,194 sqft Living Area
1st Floor Area	1,194 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Architectural Style	Bungalow
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	6,238 sqft (0.143 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1105 BORDEN DR
City	ELGIN
State	IL
Zip	60120-4633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(PARKWOOD)(UNIT4) SUB PT OF NE SEC 18-41-09
Legal Range	09E
Legal Township	41N
Legal Section	18
Legal Subdivision	PARKWOOD UNIT4
Legal Lot Number	403
Legal Unit	4
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	2
Census Block	2003
Census Tract	804404

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1105 BORDEN DR, ELGIN, IL 60120-4633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2017 · Amount on Record
Deed Sale	Oct 17, 2017 · Amount on Record
Prior Sale	Mar 20, 2014 · Amount on Record
Deed Document Number	20171075
Prior Transfer Date	May 21, 1998
Prior Transfer Doc	0000000834
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 17, 2017
Property Address	1105 BORDEN DR, ELGIN, IL 60120-4633
Document Number	1729001075
Instrument Date	Sep 18, 2017
Instrument	29001075
Transaction Type	Transfer
Record Updated	Aug 27, 2018
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1105 BORDEN DR ELGIN IL 601204633, ELGIN, IL 60120-4633

Mortgage

Document Number	1729001076
Date	Oct 17, 2017
Instrument	29001076

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$25,000 (+25.01%) Land $4,367 Building $20,633	$250,000 (+25.01%) Land $43,670 Building $206,330
2023	$4,802.00 (+3.56%)
2022	$4,637.00 Homeowner's exemption	$19,999 Land $4,054 Building $15,945	$199,990 Land $40,540 Building $159,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20